Citigroup Inc.

SEGMENT BALANCE SHEET AT DECEMBER 31, 2010In millions of dollarsRegionalConsumerBankingInstitutionalClientsGroupSubtotalCiticorpCiti HoldingsCorporate/Other,DiscontinuedOperationsand ConsolidatingEliminationsTotal CitigroupConsolidatedAssetsCash and due from banks $ 8,576 $ 17,259 $ 25,835 $ 1,164 $ 973 $ 27,972Deposits with banks 7,617 60,139 67,756 3,204 91,477 162,437Federal funds sold and securities borrowed or purchased underagreements to resell — 240,886 240,886 5,831 — 246,717Brokerage receivables 218 19,316 19,534 10,803 876 31,213Trading account assets 12,804 287,101 299,905 17,367 — 317,272Investments 35,472 99,977 135,449 51,263 131,452 318,164Loans, net of unearned incomeConsumer 231,210 — 231,210 226,422 — 457,632Corporate — 175,110 175,110 16,052 — 191,162Loans, net of unearned income $231,210 $175,110 $ 406,320 $242,474 — $ 648,794Allowance for loan losses (13,530) (3,546) (17,076) (23,579) — (40,655)Total loans, net $217,680 $171,564 $ 389,244 $218,895 — $ 608,139Goodwill 10,701 10,826 21,527 4,625 — 26,152Intangible assets (other than MSRs) 2,215 971 3,186 4,318 — 7,504Mortgage servicing rights (MSRs) 2,043 76 2,119 2,435 — 4,554Other assets 32,953 44,609 77,562 39,287 46,929 163,778Total assets $330,279 $952,724 $1,283,003 $359,192 $ 271,707 $1,913,902Liabilities and equityTotal deposits $308,538 $451,192 $ 759,730 $ 79,248 $ 5,990 $ 844,968Federal funds purchased and securities loaned or sold underagreements to repurchase 5,776 183,464 189,240 176 142 189,558Brokerage payables 192 49,862 50,054 — 1,695 51,749Trading account liabilities 25 126,935 126,960 2,094 — 129,054Short-term borrowings 336 55,957 56,293 1,573 20,924 78,790Long-term debt 3,033 75,479 78,512 13,530 289,141 381,183Other liabilities 18,503 18,191 36,694 20,991 15,126 72,811Net inter-segment funding (lending) (6,124) (8,356) (14,480) 241,580 (227,100) —Total Citigroup stockholders’ equity — — — — 163,468 163,468Noncontrolling interest — — — — 2,321 2,321Total equity — — — — $ 165,789 $ 165,789Total liabilities and equity $330,279 $952,724 $1,283,003 $359,192 $ 271,707 $1,913,902The supplemental information presented above reflects Citigroup’sconsolidated GAAP balance sheet by reporting segment as of December 31,2010. The respective segment information depicts the assets and liabilitiesmanaged by each segment as of such date. While this presentation is notdefined by GAAP, Citi believes that these non-GAAP financial measuresenhance investors’ understanding of the balance sheet componentsmanaged by the underlying business segments, as well as the beneficialinter-relationship of the asset and liability dynamics of the balance sheetcomponents among Citi’s business segments.57