Citigroup Inc.

FINANCIAL DATA SUPPLEMENT (Unaudited)RATIOS2010 2009 2008Citigroup’s net income (loss) to average assets 0.53% (0.08)% (1.28)%Return on common stockholders’ equity (1) 6.8 (9.4) (28.8)Return on total stockholders’ equity (2) 6.8 (1.1) (20.9)Total average equity to average assets 7.8 7.64 6.12Dividends payout ratio (3) NM NM NM(1) Based on Citigroup’s net income less preferred stock dividends as a percentage of average commonstockholders’ equity.(2) Based on Citigroup’s net income as a percentage of average total Citigroup stockholders’ equity.(3) Dividends declared per common share as a percentage of net income per diluted share.NM Not MeaningfulAVERAGE DEPOSIT LIABILITIES IN OFFICES OUTSIDE THE U.S. (1) 2010 2009 2008In millions of dollars at year endAverageinterest rateAveragebalanceAverageinterest rateAveragebalanceAverageinterest rateAveragebalanceBanks 0.83% $ 63,637 1.11% $ 58,046 3.25% $ 60,315Other demand deposits 0.75 210,465 0.66 187,478 1.85 212,781Other time and savings deposits (2) 1.54 258,999 1.85 237,653 3.53 243,305Total 1.14% $533,101 1.30% $483,177 2.81% $516,401(1) Interest rates and amounts include the effects of risk management activities and also reflect the impact of the local interest rates prevailing in certain countries. See Note 22 to the Consolidated Financial Statements.(2) Primarily consists of certificates of deposit and other time deposits in denominations of $100,000 or more.MATURITY PROFILE OF TIME DEPOSITS($100,000 OR MORE) IN U.S. OFFICESIn millions of dollarsat December 31, 2010Under 3monthsOver 3 to 6monthsOver 6 to 12monthsOver 12monthsCertificates of deposit $7,805 $3,467 $3,118 $2,266Other time deposits $ 995 $ 54 $ 190 $1,438300