Citigroup Inc.

4. BUSINESS SEGMENTSCitigroup is a diversified bank holding company whose businesses providea broad range of financial services to Consumer and Corporate customersaround the world. The Company’s activities are conducted through theRegional Consumer Banking, Institutional Clients Group (ICG), CitiHoldings and Corporate/Other business segments.The Regional Consumer Banking segment includes a global, fullserviceConsumer franchise delivering a wide array of banking, credit cardlending, and investment services through a network of local branches, officesand electronic delivery systems.The Company’s ICG segment is composed of Securities and Banking andTransaction Services and provides corporations, governments, institutionsand investors in approximately 100 countries with a broad range of bankingand financial products and services.The Citi Holdings segment is composed of the Brokerage and AssetManagement, Local Consumer Lending and Special Asset Pool.Corporate/Other includes net treasury results, unallocated corporateexpenses, offsets to certain line-item reclassifications (eliminations), theresults of discontinued operations and unallocated taxes.The accounting policies of these reportable segments are the same asthose disclosed in Note 1 to the Consolidated Financial Statements.The following table presents certain information regarding the Company’s continuing operations by segment:Revenues,net of interest expense (1)Provision (benefit)for income taxesIncome (loss) fromcontinuing operations (1)(2)(3)Identifiableassetsat year endIn millions of dollars, exceptidentifiable assets in billions 2010 2009 2008 2010 2009 2008 2010 2009 2008 2010 2009Regional Consumer Banking $32,442 $ 24,814 $27,421 $ 1,396 $ (98) $ 235 $ 4,767 $ 2,478 $ (2,767) $ 330 $ 256Institutional Clients Group 33,118 36,898 34,674 3,544 4,599 2,209 10,253 12,921 9,419 953 882Subtotal Citicorp $65,560 $ 61,712 $62,095 $ 4,940 $ 4,501 $ 2,444 $15,020 $15,399 $ 6,652 $1,283 $1,138Citi Holdings 19,287 29,128 (8,238) (2,554) (6,878) (22,185) (4,023) (8,848) (36,497) 359 487Corporate/Other 1,754 (10,555) (2,258) (153) (4,356) (585) (46) (7,617) (2,184) 272 232Total $86,601 $ 80,285 $51,599 $ 2,233 $(6,733) $(20,326) $10,951 $ (1,066) $(32,029) $1,914 $1,857(1) Includes Citicorp total revenues, net of interest expense, in North America of $26.7 billion, $19.9 billion and $21.6 billion; in EMEA of $11.7 billion, $15.0 billion and $11.5 billion; in Latin America of $12.8 billion,$12.7 billion and $13.3 billion; and in Asia of $14.4 billion, $14.1 billion and $15.7 billion in 2010, 2009 and 2008, respectively. Regional numbers exclude Citi Holdings and Corporate/Other, which largely operatewithin the U.S.(2) Includes pretax provisions (credits) for credit losses and for benefits and claims in the Regional Consumer Banking results of $9.8 billion, $7.4 billion and $6.3 billion; in the ICG results of $(84) million, $1.8 billion and$2.0 billion; and in the Citi Holdings results of $16.3 billion, $31.1 billion and $26.3 billion for 2010, 2009 and 2008, respectively.(3) Corporate/Other reflects the restructuring charge, net of changes in estimates of $1.5 billion for 2008. Of the total charge, $890 million is attributable to Citicorp; $267 million to Citi Holdings; and $373 million toCorporate/Other.182