Citigroup Inc.

DividendsFor a summary of the cash dividends paid on Citi’s outstanding commonstock during 2009 and 2010, see Note 33 to the Consolidated FinancialStatements. For so long as the U.S. government holds any Citigroup trustpreferred securities acquired pursuant to the exchange offers consummatedin 2009, Citigroup has agreed not to pay a quarterly common stock dividendexceeding $0.01 per quarter, subject to certain customary exceptions.Further, any dividend on Citi’s outstanding common stock would need to bemade in compliance with Citi’s obligations to any remaining outstandingCitigroup preferred stock.PERFORMANCE GRAPHComparison of Five-Year Cumulative Total ReturnThe following graph and table compare the cumulative total return onCitigroup’s common stock with the cumulative total return of the S&P 500Index and the S&P Financial Index over the five-year period extendingthrough December 31, 2010. The graph and table assume that $100 wasinvested on December 31, 2005 in Citigroup’s common stock, the S&P 500Index and the S&P Financial Index and that all dividends were reinvested.Comparison of Five-Year Cumulative Total ReturnFor the years ended$150CitigroupS&P 500 IndexS&P Financial Index$125$100$75$50$25$02006 2007 2008 2009 2010DECEMBER 31, CITIGROUP S&P 500 INDEX S&P FINANCIAL INDEX2006 119.55 115.79 119.192007 66.10 122.15 96.982008 15.88 76.96 43.342009 7.85 97.33 50.802010 11.22 111.99 56.96304