Consumer Stuff for kids (PDF, 6.2 MB) - Consumer Affairs Victoria

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M - What does that mean? E - Well when you buy something using a credit card, the credit card company actually pays for it. At the end of each month the credit card company needs you to pay them back. If you can’t pay the total bill back, they will charge you interest. CC – So what? M- So you can end up paying twice- once for the thing you bought and again for the interest. Wow! That’s bad. E - Well you don’t have those problems with me. With EFTPOS you can only spend the money you have in the bank. There are no nasty surprises like getting a monthly bill. M- How do you work? E - You can get me at the bank where you keep your money. They will give you a plastic card and a PIN. CC – Ouch! A pin, that could hurt! E - No! PIN stands for Personal Identification Number. EFTPOS users are given a secret PIN number and you use it each time you buy something. Then you’re right to go. CC – What happens if someone finds out your PIN? E - Don’t give your PIN to anyone! If someone finds out your PIN a complete stranger can spend your money from your bank account. M- You don’t have any of those problems with me. Cash is easy to use, every shop takes money and you don’t have to wait until you are 18 to use money. E - What happens if your money accidentally falls out of your pocket? M- That’s the problem with money. You’ve got to keep me safe. E - And if you want to buy something over the internet you can't use cash. CC – I forgot to tell you, each time you use me you have to sign your name. That signature must match with the one on the card. That way no one can falsely use your credit card. E - It sounds like a credit card can be good or bad. It depends how you use it. M- We all have our good and bad points. Don’t we? No age barrier ADVANTAGES DISADVANTAGES EFTPOS CREDIT CARDS CASH Make a list of the advantages and disadvantages of each method of payment. CONSUMER AFFAIRS VICTORIA NEED CONSUMER HELP? 1300 55 81 81 www.consumer.vic.gov.au 43
46 45 28 27 10 9 Snakes and Ladders Design and play a game of snakes and ladders with CASH, CREDIT CARD and EFTPOS. •Use the advantages from the table for the ladders and the disadvantages for the snakes. •Include at least 3 snakes and 3 ladders. • NAME . . . . . . . . . . . . . . . . . 47 44 29 26 11 8 48 43 30 25 12 7 49 42 31 24 13 6 50 41 32 23 14 5 44 CONSUMER AFFAIRS VICTORIA NEED CONSUMER HELP? 1300 55 81 81 www.consumer.vic.gov.au 51 40 33 22 15 4 52 39 34 21 16 3 53 38 35 20 17 2 FINISH 37 36 19 18 START
Page 1 and 2: A teaching & learning resource •
Page 3 and 4: A teaching & learning resource •
Page 5 and 6: Introduction to Consumer Stuff for
Page 7 and 8: Victorian Essential Learning Standa
Page 9 and 10: National Consumer and Financial Lit
Page 11 and 12: VELS Humanities - Economics The key
Page 13 and 14: Conclusion Play “The Goods ‘n S
Page 15 and 16: Group Person (list 3 NEEDS and 3 WA
Page 17 and 18: Take Home Activity I am a Consumer
Page 19 and 20: Introduction Create a KWL chart on
Page 21 and 22: Consumer Match-up Cards Q Do consum
Page 23 and 24: CAMP CHAOS! Anna couldn’t believe
Page 25 and 26: Consumer Power - Advice Line 1. Lee
Page 27 and 28: Fish Shop 1. Read the following let
Page 29 and 30: Role-play Scenarios A salesperson i
Page 31 and 32: Scams Task Distribute the Scams act
Page 33 and 34: Take Home Activity An Informed Cons
Page 35 and 36: Unit VELS Humanities - Economics Th
Page 37 and 38: Which Industry? Computer or IT Indu
Page 39 and 40: Fishbone Chart Model a fishbone cha
Page 41 and 42: Take Home Activity Let's Work YOUR
Page 43 and 44: Bartering worked fine for a while..
Page 45 and 46: Design your own money. You are work
Page 47 and 48: ACTIVITY 2 - Different Ways to Buy
Page 49: The "How to Pay" Role-play NAME . .
Page 53 and 54: ACTIVITY 4 - Budgeting Learning Obj
Page 55 and 56: $ in Budget Activity Sheet $ out NA
Page 57 and 58: OPPORTUNITY COST Shoppers make lots
Page 59 and 60: 1. What job did you select as No. 1
Page 61 and 62: Ask the students: • “Why are th
Page 63 and 64: CUT Information Cards for Buyers an
Page 65 and 66: Skeleton Island - Water, Fishing Ro
Page 67 and 68: Resources Activity Sheet There are
Page 69 and 70: Pre-task Discussion Sam's Soccer Ba
Page 71: Sam’s Soccer Ball Factory Look at
Page 74 and 75: Type of Brand Name Neologisms Forei
Page 76 and 77: • "Australians use around 6.4 bil
Page 78 and 79: Help on the Web www.sustainability.
Page 80 and 81: Take Home Activity Consuming Planet
Page 82 and 83: VELS Managing Personal Learning The
Page 84 and 85: Wacky went out to visit the On his
Page 86 and 87: Task - Using the DVD clip The Scree
Page 88 and 89: Your Network of Support YOU CONSUME
Page 90 and 91: Learning Objectives • Students ca
Page 92 and 93: Task - Individual or group goals S
Page 94 and 95: Task - Six Thinking Hats The class
Page 96 and 97: Learning Objectives • Students de
Page 98 and 99: Task - The tower Students work in s
Page 100 and 101:
Task - Hands Each student places th
Page 102 and 103:
Unit VELS Humanities - Economics Th
Page 104 and 105:
Finding Out Ongoing Assessment and
Page 106 and 107:
Going Further Ongoing Assessment an
Page 108 and 109:
Take Home Activity How Can We Make
Page 110 and 111:
Unit VELS Humanities - Economics Gu
Page 112 and 113:
Sorting out • Locate special lang
Page 114 and 115:
• In pairs role-play strategies u
Page 116 and 117:
Take Home Activity Is Advertising C
Page 118 and 119:
CONSUMER AFFAIRS VICTORIA NEED CONS
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Consumer Stuff for kids (PDF, 6.2 MB) - Consumer Affairs Victoria

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