WBC-VIII-Vol.4 – Resources – Forestry, Plantations and ... - BambuSC
WBC-VIII-Vol.4 – Resources – Forestry, Plantations and ... - BambuSC
WBC-VIII-Vol.4 – Resources – Forestry, Plantations and ... - BambuSC
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
Repayment period<br />
The bank loan was considered at 90% of the unit cost i.e. Rs. 8,145/-. Income generation from the activity will<br />
commence from the 5th year onwards. The interest accrued during the gestation period will be deferred. The<br />
repayment of principal with deferred interest will be for four years i.e., 5-8th year of plantation, the details are<br />
provided in Table no.4<br />
Table-4: Amount of Bank loan <strong>and</strong> Repayment schedule for intensive cultivation of bamboo<br />
in one bigha (1/3 acre) wastel<strong>and</strong>s of Assam<br />
Years Unit Cost Bank Loan @ 90% Rate of Interest<br />
1 5630 5067 8 %<br />
2 1680 1512<br />
3 870 783<br />
4 870 783<br />
9050 8145<br />
Ye Loan Total Interest<br />
ars disbuloan<br />
accrued<br />
rsed outst<strong>and</strong> during<br />
durining<br />
at the year<br />
g the the end<br />
year of the<br />
year<br />
CumulatLoan<br />
repayment Income Surplu<br />
ive<br />
interest<br />
s<br />
Principal Accrued<br />
interest<br />
Interest Total<br />
1 5067 5067 507 507 0 0<br />
2 1512 6579 658 1165 0 0<br />
3 783 7362 736 1901 0 0<br />
4 783 8145 815 2715 0 0<br />
5 8145 815 3530 1500 882 815 2315 5530 3216<br />
6 6645 665 2647 2000 882 665 3547 7130 3583<br />
7 4645 465 1765 2500 882 465 3847 8730 4883<br />
8 2145 215 882 2145 882 215 3242 11130 7888<br />
8145 8145<br />
<strong>VIII</strong> World Bamboo Congress Proceedings Vol 4-10