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OPEN - ESDS

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CHECK TWL)ER -<br />

CHEQUE GUARANTEE CAPD -<br />

,<br />

CHILD BSNEFIT -<br />

CHRI STNAS BONUS -<br />

CLUB -<br />

CCH4MUNITY<br />

PROSRAMME - (CP)<br />

CONTRIBUTORY INVALIDITY-<br />

PENSION<br />

CO-OP CLus -<br />

Here, the purchaser pays for goods by check. Usually<br />

check trader calls on the purchaser to sell him a check<br />

which he can then use to buy goods in a number of shops<br />

Borne retailers issue checks also known as bonds. Th<br />

largeet chack trading organisation in the country is th<br />

Provident. Check trading today is moat prevalent in th<br />

North of England - Humberslde, Weet Riding, Teeside, et<br />

for textiles and households goods.<br />

When pay~ng by cheque some shops, stores, ●tc want<br />

guarantee that the chaque will k honoured, before the<br />

accept it. The chaque card i~ the ‘payer’s proof’ tha<br />

the bank holde him credit worthy. (In W=t cases bank<br />

guarantee that they will honour the cheque up to Z50 ).<br />

cheque card is not ● credit card. BarCley9 Bank does no<br />

issue quarante.~cuds, as ~uch, to its cuntomars<br />

Instaad, they are issued with Barclay cards, which sar=<br />

the triple purpose of a credit card, cheque guarantee car<br />

●nd a cash &#penaer card.<br />

Child Benefit is paid for all children under 16 (or ove<br />

16 if still at school ). It is not means tested and can b<br />

receimd regardless of income lew?l. It ie paid weekly o<br />

e vsry 4 weeks by payment took.<br />

A tax free bonus pa~d, with certain<br />

shortly before Christmas each year.<br />

See Co-op Club, shop running a club.<br />

long term benef Its<br />

The cormunlty Progranune is a scheme run by the Manpowe<br />

services c0nuni9s10n to encourage sponsors (eg Loca<br />

Authorities, priv?ite finns, trade un~ona, charitlea ) t<br />

set up pro]ects to Improm the local communltj (e<br />

environmental improwrent, provlslon of social amenitxes<br />

social and cultural work). Recruitment of the labou<br />

force for the projects is through Jobcentres and I<br />

normally limited to Pople ●ged 18-24 who ha= bee<br />

unemployed for six mmths or more, and those aged 25 an<br />

ovar who have been unemployed for o-r 12 months. Th<br />

Manpower Serticea Commission reimburses mponsors fo<br />

apprOWd wa9e= (generally the local rate for the job) an<br />

thd. r NI contributions. ‘211aduration of a pro]ect a<br />

usually between 3 and 12 months. Sponsors are als<br />

encouraged to provide training.<br />

Personn who q’Udify far SicknasB Benefit (See Sicknes<br />

Benefit) and are off work for more than 2S weeks ar<br />

entitled to an In=lidity Pension provided they matisfy N<br />

contribution condition. Contributory Inu!lidity Pensio<br />

in paid by giro or payment book.<br />

,1<br />

In this club woda are obtained from the Co-op and<br />

regular amount is paid into the club usually through<br />

collector.<br />

106

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