OPEN - ESDS

TYPC of holiday Q 97
A Package hOliday iS one where as a minimu trawl to the holiday point and
accommodation are charged for jointly and cannot be paid for separately. There can
be self-catering package holidays as well as holidays at hotels, boarding houses or
camping sites, etc and these should be coded as package holidaya at Qg7 and then
Qa98-100 asked rather than treated as holidays at hotel (Q1O1) or self-catering
holiday (Q102).
Bank charges Q. 103
This question is not concerned with deposit accounts, etc which are savings
accounts and dealt with on the income schedule. (Q.65)
Where there is a joint account enter details in both holders columns for 103 (a)
and (b). Enter details for 103 (b)[i) only under one of the persons concerned. Do
not try and apportion service charges, etc batween account holders. Note in the
mcrgin that it is a joint account.
The purpose of this question is to obtain domestic bank charges on normal banking
transactions. This means that we wish to exclude any parts of the bank charges
which refer to interest on loans or overdrafts and any bank charges arising from
business use.
By normal banking transactions we mean those carried out on current or budget
accounts, eg. cheque withdrawals, standing orders, direct debit and cash deposits
(including wages).
Interest charged on bank tudget accounts should not be included at this question.
Standing orders and direct debits Q. 104
NOTE CHANGE FOR 1988
For 1988 this question relates to items not already refarred to at pretious
questions. If howevar
permissible.
you prefer to use it for — ALL standing order paymants this is
If, when answering this question, the informant provides information that was
missed at an earlier question, eg detai 1s of loan, then ensure that the relevant
question is asked again and full details Obtained.
List all .itams cowered by bank budgst accounts as well as AMOUNT of annual service
or interest charge.
Payments made to Safehomss etc should be treated in the same way as bank budget
acounts.
If a payment is nbsde to a credit card company by standing order or direct debit
make a note of the date in the month on which it is paid. See instructions on
credit card account payments in diary.
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