Smart Girl Surveyor, Always Beside You
<strong>We</strong> <strong>aim</strong> <strong>to</strong> <strong>be</strong> <strong>the</strong> <strong>most</strong> <strong>preferred</strong> <strong>non</strong>-<strong>life</strong> <strong><strong>in</strong>surer</strong> <strong>in</strong> <strong>Thailand</strong> <strong>We</strong> offer a new alternative service with our experienced and skilled female surveyors ready <strong>to</strong> provide an on-site au<strong>to</strong> <strong>in</strong>surance cl<strong>aim</strong> service under <strong>the</strong> name of çSmart Girl Surveyoré. F<strong>in</strong>ancial Highlights 2009 2008 Change 2009 For The Year (Baht’000) (Baht’000) % (USD’000) Premium Written 8,796,683 7,778,619 13.1 264,008 Income on Underwrit<strong>in</strong>g 1,214,011 1,046,336 16.0 36,435 Operat<strong>in</strong>g Expenses 587,448 612,886 (4.2) 17,631 Net Underwrit<strong>in</strong>g Profit 626,563 433,450 44.6 18,805 Net Investment Income 581,727 674,779 (13.8) 17,459 Ga<strong>in</strong> (Loss) on Sale of Securities and Assets 72,353 (21,635) 434.4 2,171 Share of Income from Associated Accounted for under <strong>the</strong> Equity Method 2,273 2,926 (22.3) 68 Income <strong>be</strong>fore Income Tax 1,282,916 1,089,520 17.8 38,503 Income Tax 343,622 208,196 65.0 10,313 Net Income 939,294 881,324 6.6 28,190 At Year - end Unearned Premium Reserve 2,990,748 2,508,589 19.2 89,759 Shareholders’ Equity 13,591,389 9,202,580 47.7 407,909 Per Share (Baht) Basic Earn<strong>in</strong>gs Per Share 18.53 17.38 6.6 - Ord<strong>in</strong>ary Share (Shares) 50.7 Million 50.7 Million - - Dividends 12.00 12.00 - - S<strong>to</strong>ck Dividends 5.00 - 100.0 - Dividends and /or S<strong>to</strong>ck Dividends (Full Year) 17.00 12.00 41.7 - Book Value 268.07 181.51 47.7 - Market Price (High-Low) 244-186 286-173 - - Market Price at Year-end 240 176 36.4 - USD 1 = Baht 33.3197 GBP 1 = Baht 52.9499 EUR 1 = Baht 47.7291 YEN 100 = Baht 36.1780 5