FEDERAL

157 Id., “Mortgage Servicing,” at 9.
158 Id., “The High Touch Servicing Advantage,”
“Findings,” at 12, 13, 27.
159 Federal Housing Finance Agency Office of
Inspector General, “Preface,” Evaluation of
Whether FHFA Has Sufficient Capacity to Examine
the GSEs, EVL-2011-005, at 7 (September 23,
2011). Accessed: August 15, 2013, at www.
fhfaoig.gov/Content/Files/EVL-2011-005.pdf.
160 Federal Housing Finance Agency Office of
Inspector General, “Findings,” Federal Housing
Finance Agency’s Exit Strategy and Planning Process
for the Enterprises’ Structural Reform, EVL-2011-
001, at 12 (March 31, 2011). Accessed: May
29, 2013, at www.fhfaoig.gov/Content/Files/
EVL%20Exit%20Strategy%20-%20DrRpt%20
03302011-final%2C%20signed.pdf.
161 Federal Housing Finance Agency Office of
Inspector General, “Preface,” “What FHFA-OIG
Found,” “Appendix A: FHFA’s Comments on
Findings and Recommendations,” Evaluation of
Whether FHFA Has Sufficient Capacity to Examine
the GSEs, EVL-2011-005, at 7, 2, 31 (September
23, 2011). Accessed: May 29, 2013, at www.
fhfaoig.gov/Content/Files/EVL-2011-005.pdf.
162 Federal Housing Finance Agency Office of
Inspector General, “What FHFA-OIG Found,”
FHFA’s Oversight of Fannie Mae’s Single-Family
Underwriting Standards, AUD-2012-003, at At
a Glance page (March 22, 2012). Accessed: May
30, 2013, at www.fhfaoig.gov/Content/Files/
AUD-2012-003_0.pdf.
163 Federal Housing Finance Agency Office of
Inspector General, “What FHFA-OIG Found,”
FHFA’s Conservator Approval Process for Fannie
Mae and Freddie Mac Business Decisions, AUD-
2012-008, at At a Glance page (September 27,
2012). Accessed: May 30, 2013, at www.fhfaoig.
gov/Content/Files/AUD-2012-008_2.pdf.
164 Id., “FHFA Sometimes Relies upon Information
Provided by the Enterprises Without
Independently Verifying It or Performing a
Business Case Analysis,” at 21.
165 Federal Housing Finance Agency Office of
Inspector General, “What FHFA-OIG Found,”
“Chronology of Key Events and Associated
Analysis,” Evaluation of the Federal Housing
Finance Agency’s Oversight of Freddie Mac’s
Repurchase Settlement with Bank of America, EVL-
2011-006, at 3, 18, 15 (September 27, 2011).
Accessed: August 15, 2013, at www.fhfaoig.gov/
Content/Files/EVL-2011-006.pdf.
166 Id., “Chronology of Key Events and Associated
Analysis,” at 15, 25, 26, 16.
167 Id., “Chronology of Key Events and Associated
Analysis,” at 19, 20.
168 Id., “Chronology of Key Events and Associated
Analysis,” “What FHFA-OIG Found,” at 22, 3.
169 Federal Housing Finance Agency Office of
Inspector General, “What FHFA-OIG Found,”
“Revised Loan Review Methodology,” Followup
on Freddie Mac’s Loan Repurchase Process,
EVL-2012-007, at 2, 13 (September 13, 2012).
Accessed: May 30, 2013, at www.fhfaoig.gov/
Content/Files/EVL-2012-007.pdf.
170 Federal Housing Finance Agency Office of
Inspector General, “At a Glance,” Evaluation of
FHFA’s Oversight of Fannie Mae’s Management of
Operational Risk, EVL-2011-004, at 2 (September
Semiannual Report to the Congress • April 1, 2013–September 30, 2013 133