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Regime for Medical Assistance to the Most Deprived (RAMED)
Programme
Country
Geographic area
Previous programme name (if any)
Start date
Programme objectives
Programme type
Programme components
Régime d’Assistance Médicale—Regime for Medical
Assistance to the Most Deprived (RAMED)
Morocco
Middle East and North Africa.
The programme was piloted in one region
in 2008 and rolled out nationally in 2011.
To improve and expand health coverage
for poor and vulnerable people.
Non-contributory health insurance
The programme is non-contributory for those classified as poor,
and contributory for those classified as vulnerable (for those who
earn MAD3,767–MAD5,650 in urban areas or with a heritage
score (score patrimonial) greater than 28 and less than or
equal to 70 for rural areas). 1,2
Conditionalities (if any)
Targeting methods Means test; proxy means test; self-targeting 1
Target areas
Nationwide
Target groups
All poor and vulnerable people.
Eligibility criteria
Individuals must certify that they receive no other
health insurance and comply with the following criteria:
For residents of urban areas
• Annual income lower than MAD3,767 per person, assessed
after weighing the reported income, including transfers,
by household socio-economic variables.
• Socioeconomic conditions score lower than or equal to 11,
based on variables related to the living conditions of the household
For residents of rural areas.
• A ‘heritage score’ (score patrimonial) lower than or equal to 28
• Socioeconomic conditions score lower than or equal to 6. 2
Eligibility reassessment (if any) Every three years 3
Type of benefits
Free health care and services available in public hospitals,
health centres and within State health services, both in
emergencies or during hospitalisation 4 ; beneficiaries
are granted a card to access these benefits. 3
Amount of benefits
Payment/delivery frequency
Benefit delivery mechanism
Benefit recipients
Individual person or a head of household.
Minimum and maximum
duration of benefits (if any)
Coverage
9 million beneficiaries
(53 per cent in urban areas and 47 per cent in rural areas)
98 | Social Protection in Africa: inventory of non-contributory programmes