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48<br />

HEALTH PLANNING YOUR TRIP TO PORTUGAL<br />

3<br />

Major Change in Credit Cards<br />

Chip and PIN represent a change in the way that credit and debit cards are<br />

used. The program is designed to cut down on the fraudulent use of credit<br />

cards. More and more banks are issuing customers Chip and PIN versions of<br />

their debit or credit cards. In the future, more and more vendors will be asking<br />

for a four-digit personal identification number or PIN, which will be entered<br />

into a keypad near the cash register. In some cases, a waiter will bring a handheld<br />

model to your table to verify your credit card.<br />

Warning: Some establishments in <strong>Portugal</strong> might not accept your credit<br />

card unless you have a computer chip embedded in it. The reason? To cut down<br />

on credit card fraud. More and more places in <strong>Portugal</strong> are moving from the<br />

magnetic strip credit card to the new system of “Chip and PIN.”<br />

In the changeover in technology, some retailers have falsely concluded that<br />

they can no longer take swipe cards, or can’t take signature cards that don’t<br />

have PINs anymore.<br />

For the time being both the new and old cards are used in shops, hotels, and<br />

restaurants regardless of whether they have the old credit and debit cards<br />

machines or the new Chip and PIN machines installed. Expect a lot of confusion<br />

before you arrive in <strong>Portugal</strong> or elsewhere.<br />

In the interim between traditional swipe credit cards and those with an<br />

embedded computer chip, here’s what you can do to protect yourself:<br />

• Get a four-digit PIN from your credit card’s issuing bank before leaving<br />

home.<br />

• Call the number on the back of each card and ask for a four-digit PIN.<br />

• Keep an eye out for the right logo displayed in a retailer’s window. You<br />

want Visa or MasterCard, not Maestro, Visa Electron, or Carte Bleue.<br />

• Know that your Amex card will work where an Amex logo is displayed, but<br />

the card is not as widely accepted as Visa and MasterCard.<br />

• As a last resort, make sure you have enough cash to cover your purchase.<br />

STAYING HEALTHY<br />

<strong>Portugal</strong> does not offer free medical treatment<br />

to visitors, except for citizens of certain<br />

countries, such as Great Britain,<br />

which have reciprocal health agreements.<br />

Nationals from such countries as Canada<br />

and the United States have to pay for<br />

medical services rendered.<br />

You should encounter few health problems<br />

traveling in <strong>Portugal</strong>. The tap water is<br />

5 HEALTH<br />

generally safe to drink, the milk is pasteurized,<br />

and health services are good. Occasionally,<br />

the change in diet can cause some<br />

minor diarrhea, so you might want to take<br />

along some antidiarrhea medicine.<br />

Limit your exposure to the sun, especially<br />

during the first few days of your<br />

trip and thereafter from 11am to 2pm.<br />

Use a sunscreen with a high protection<br />

factor and apply it liberally. Remember

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