SCHOOL OF 2012-2013 - St. George's University

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A Commonwealth Jubilee Scholarship Committee established by the University awards the scholarships. The scholarship funds tuition only. Students must have a financial plan in place to fund living and travel expenses through their own personal resources or alternative funding sources. Contact: jcampbell@sgu.edu or fax +1 (631) 665-8623 Grenadian Scholarships Ten scholarships are awarded annually to Grenadian citizens. Applicants must have been accepted into the University by the Committee on Admission, nominated by the Scholarship Selection Panel, and awarded by the Grenadian Government. The scholarships provide full tuition and administrative fees. Contact: cdowe@sgu.edu, +1 (473) 444-4680 Loan Programs United States Citizens or Permanent Residents US Federal Student Loans St. George’s University participates in the William D. Ford Federal Direct Loan Program. These loans are available to students in the School of Medicine who are or have been enrolled in the Basic Sciences portion of their program in Grenada. (As of July 1, 2011, students in the KBT Global Studies Program are not eligible for the Federal Direct Loan Program or federal loan deferments.) The William D. Ford Federal Direct Loan Program consists of the Federal Direct Unsubsidized Stafford Loan and Federal Direct Graduate PLUS Loan. The maximum loan amount for which a student is eligible may not exceed the cost of attendance (as defined by St. George’s University) minus any other assistance received for the academic period in which the student is enrolled. Eligible students can borrow up to $20,500 per academic year from the Federal Direct Unsubsidized Stafford loan not to exceed an overall aggregate amount borrowed of $138,500. The Federal Direct Graduate PLUS loan program is used to bridge the gap between the Unsubsidized Loans and the remaining cost of attendance. Students must have a satisfactory credit history in order to qualify for a Federal Direct Graduate PLUS loan. The Direct PLUS loan does not have an aggregate limit. “I believe the dual MD/ MPH degree has made me a hybrid doctor equipped with both curative and preventive skills and has added more value to the services I provide to my patients. With the dual degree, I have the knowledge and skills needed to make contributions to public health policies, health and safety acts, strategic plans, and program implementation and evaluation.” Mosiani Mogapi, MPH ’10, MD ’12 School of Medicine Finances The interest is currently set at a fixed rate of 6.80% for Direct Unsubsidized Stafford loans and 7.9% for Direct Graduate PLUS loans. Students may choose to pay the interest while attending school; if allowed to accrue it will be capitalized (added to the principle balance) at the beginning of the repayment period. The student will be required School of Medicine Catalog 2013–2014 | 117
School of Medicine Finances to pay a 1.051% origination fee on Unsubsidized loans and a 4.204% origination fee on Direct PLUS loans. This fee will be subtracted from the amount borrowed, and will be reflected in the disbursements issued to the student’s account. Loans are typically processed for an academic year and are disbursed in two installments. Disbursements typically occur 10 days before the start of an academic term. For example, if a student requests an $20,500 Federal Direct Unsubsidized Stafford Loan, the Department of Education will release half the requested amount, minus any applicable fees for the first term of the academic year and release the second half of the approved amount (minus fees) 10 days before the start of the second term. Under the Direct Unsubsidized and Graduate PLUS loan programs, the student is responsible for all accruing interest and may choose to repay the interest while in school or defer it until repayment begins. Upon graduation, a grace period is applied automatically to your Federal Direct Stafford loans. The grace period is a six-month period of time during which no payments are required, although interest will continue to accrue on these loans. If a student ceases to be enrolled at least half time (withdraws or takes a leave of absence), the six-month grace period would apply in most circumstances. There is no grace period for Direct Graduate PLUS loans. Students can apply for US federal loans by completing the Free Application for Federal Student Assistance (FAFSA) at www.fafsa.ed.gov. When completing the FAFSA, be sure to the appropriate school code. The SGU School of Medicine federal school code is G22333. Students will also need to complete an online Entrance Counselling session and Master Promissory Notes in order to complete the application process. To receive Direct Loans, recipients must be either permanent residents or citizens of the United States, be enrolled in the School of Medicine at least half time, maintain satisfactory academic progress, and not be in default on any prior U.S. government guaranteed loan. These guidelines are subject to statutory and/or regulatory changes in the U.S. Higher Education Act and the Title IV Program Regulations. For details on how to apply, visit sgu.edu/somloans. Private Educational Loans Private educational lenders in the United States offer St. George’s US students alternate loans. Students can obtain these loans to meet all or part of their cost of attendance. These private loan programs are all credit based and are offered only to students who have a satisfactory credit history as determined by the lender. The loans typically have a variable interest rate, with the interest rate tied to an index, such as LIBOR or PRIME, plus a margin. The interest rates and fees you pay on a private student loan are based on your credit score and the credit score of your cosigner, These loans have repayment terms that begin following graduation or withdrawal from school and may be extended up to 20 years. The Financial Aid Office at SGU provides extensive financial aid counseling services to students in order to help them understand the eligibility requirements, terms and conditions. Canadian Citizens St. George’s University is approved by the Canadian Ministry of Education, entitling most students to the ability to receive Canadian federal loans, provincial loans and federal grants. The Canada Student Loans Program (CSLP) offers financial assistance to full-time and parttime students pursuing post-secondary education in the form of loans, grants and repayment assistance. The CSLP delivers student financial assistance in partnership with most provinces and territories. Quebec and the Northwest Territories operate their own programs. These loans are interest-subsidized by the Canadian government while the student is enrolled in school and maintaining satisfactory academic progress as determined by the individual province. Below you will find a comprehensive list of available funding by province. To supplement the financing of their education, students usually apply for a professional line of credit available through the banks in Canada. Credit lines are normally approved for up to $200,000 however the bank will require a co-signer. St. George’s University is committed to ensuring that students are aware of all their financial aid options and we have designated a counselor to work directly with you to address your questions and needs. 118 | St. George’s University
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SCHOOL OF 2013-2014
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What’s Inside From the Chancellor
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Unique International Education •
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Accreditations and approvals • Ac
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Broad clinical Exposure and Cohesiv
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Transforming the US health care sys
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Acclaimed Academic partnerships •
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MD/Dual Degree Programs Students pu
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Premedical Program outline Year 1 Y
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Academic Program Federal Disclosure
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Four-Year Medical Program Objective
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Medicine sub-internship, four-week
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January 2014 Entrants Jan. 20, 2014
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Graduate Degree Programs The genera
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The Institutional Review Board for
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Master of public health Program Ove
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and serves as a World Health Organi
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Master of Science in Anatomy Specif
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Master of Science in Physiology and
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MD/Master of Public Health Course O
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The US accreditation authority for
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MD/Master of Science Program Course
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General Rules and Regulations Honor
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CHEM 224/CHEM 225 Organic Chemistry
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upon the major theoretical perspect
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disorders, such as substance abuse,
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equired to read current research an
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present a cohesive pathophysiology
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integration of each in the practice
Page 68 and 69: actively learning to assess the met
Page 70 and 71: and patient assessment and manageme
Page 72 and 73: major areas of cell, tissue, and or
Page 74 and 75: presentations. Each student must gi
Page 76 and 77: Internal Medicine John Sensakovic,
Page 78 and 79: and surgical conditions. Students l
Page 80 and 81: Behavioral Sciences David L. Brown,
Page 82 and 83: MICR 817 Tropical Medical Parasitol
Page 84 and 85: IDGS 807 Research Design and Biosta
Page 86 and 87: PUBH 826 Women and Health: A Sociol
Page 88 and 89: challenged to develop a deeper leve
Page 90 and 91: Clinical Centers and Affiliated Hos
Page 92 and 93: Academic Partnerships In order to p
Page 94 and 95: Makerere University St. George’s
Page 96 and 97: T. A. Marryshow Community College A
Page 98 and 99: Student Support Services In accorda
Page 100 and 101: Student Organizations St. George’
Page 102 and 103: to create a bond among members that
Page 104 and 105: throughout the term. JSA makes serv
Page 106 and 107: Admission The School of Medicine be
Page 108 and 109: For British Applicants 1. A bachelo
Page 110 and 111: sensitive, and effective relationsh
Page 112 and 113: 2. Work experience or a strong inte
Page 114 and 115: University Refund Policy University
Page 116 and 117: Chancellor’s Circle Legacy of Exc
Page 120 and 121: Beth Cohen Canadian Loan Specialist
Page 122 and 123: Dual MD/MPH, MD/MBA, and MD/MSc Deg
Page 124 and 125: February 21 Last day of Term 3 exam
Page 126 and 127: Relevant Organizations Parents’ C
Page 128 and 129: Alumni Affairs Postgraduate Records
Page 130 and 131: Administration and Faculty Board of
Page 132 and 133: SHUBHRA BARUAH, MBBS Assistant Dean
Page 134 and 135: BRION BENNINGER, MD, MSc Professor,
Page 136 and 137: ROSSANNA MARS, MD Clinical Instruct
Page 138 and 139: JOHN A. OKPE, MBBS Instructor of Pa
Page 140 and 141: Visiting Professors ROGER COOPER, M
Page 142 and 143: VISITING PROFESSORs JEAN COX-GANSER
Page 144 and 145: Instructors JIANG (CAROLE) CHEN Hac
Page 146 and 147: DANIEL EZEKIEL, MD Vancouver Genera
Page 148 and 149: MIRAN W. SALGADO, MD New York Metho
Page 150 and 151: ADRIANA GRIGORIU, MD Jersey City Me
Page 152 and 153: LAURENCE A. SMOLLEY, MD Cleveland C
Page 154 and 155: RAMIN BAGHAI-RAVARY, MD Kent & Cant
Page 156 and 157: GULAM M. KHAN, MBBS, MS, FRCS Woodh
Page 158 and 159: LOUIS-HERVE THELUSMOND, MD Coney Is
Page 160 and 161: CAROL GAGLIARDI, MD Jersey City Med
Page 162 and 163: KAREN L. KOSCICA, MD Newark Beth Is
Page 164 and 165: Associate Professors JOHN T. ADAMS,
Page 166 and 167: FRANCIS J. DEVITO, MD New York Meth
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Psychiatry Professors DAVID BROWN,
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TIMOTHY CHENG, MBBS, FRANZCP St. An
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MAUREEN CERESNEY, MD Vancouver Gene
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VALERIE L. STARADUB, MD Co-Clerkshi
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NEIL C. MOLONY, MBBCh, FRCS Russell
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ANROY K. OTTLEY, MD Jersey City Med
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St. George’s University, Grenada,
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