2010 Catalog - Delaware County Community College

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18 FINANCIAL AID PHEAA State Grant The State Grant Program provides grants to eligible Pennsylvania residents who are in need of financial aid to attend a PHEAA-approved post-secondary school as undergraduate students. Those who apply in 2007-2008 may receive up to $3,300 as a full-time student at the College. Students enrolled on a half-time basis (at least six credits or its equivalent) receive up to $1,650. Students enrolled in summer study may also be eligible for a summer State Grant, provided they are registered in both Summer I and II sessions. Major eligibility requirements are: • Meet financial need criteria. • Be enrolled at least half-time in a PHEAA-approved undergraduate two-year program of study leading to an Associate Degree. • Be a high school graduate or the recipient of a GED. • Demonstrate academic progress for continued aid. • Be a Pennsylvania resident. Application procedure & deadlines: To be eligible a student must file a Free Application for Federal Student Aid (FAFSA) by the appropriate date: • May 1st immediately preceding the academic year for all renewal applicants and new applicants who plan to enroll in an undergraduate Associate Degree, college transfer program. • August 1st immediately preceding the academic year if you are a first-time applicant who plans to enroll in an Associate in Applied Science, terminal non-transferable, program. All students are urged to apply even if the deadlines have passed, since late applications are considered if funds permit. For more information about the Pennsylvania State Grant go to the Internet site http://www.pheaa.org/index.html Pennsylvania New Economy Technology Scholarship Program Technology Scholarships provide up to $1,000 per year, based on total educational costs, to Pennsylvania high school graduates who don’t seek a four-year education but do want to succeed in a technology-based economy. Students enrolled part-time are eligible to be considered for a scholarship that covers up to 20 percent of their tuition and mandatory fees. To qualify, a student must: 1. Be a resident of the Commonwealth of Pennsylvania; 2. Be a high school graduate; 3. Be enrolled in an approved science or technology program at an approved Pennsylvania community college; 4. Maintain at least a 3.0 cumulative grade point average; 5. Begin employment in the state within one year after completion of studies, one year for each year that the scholarship was awarded; 6. Apply for a Federal Pell Grant and a Pennsylvania State Grant. For more information about the Pennsylvania New Economy Technology Scholarship go to the Internet site http://www.pheaa.org/students/s2.shtml Federal Stafford Loan Program Federal Stafford Loans are long-term, low-interest loans made to a student by a private lending institution such as a bank. To be eligible for a Stafford Loan a student must: •Complete a Free Application for Federal Student Aid for the appropriate academic year. •Be a US citizen or eligible non-citizen. •Be accepted for admissions to DCCC in a federally approved program and, if enrolled, be making satisfactory academic progress. •Be enrolled or planning to enroll as at least a half-time student (six credits or more) in each term for which loan funds are to be awarded. •Not be in “Default” on an education loan or owe any education grant refund. Stafford Loan Application Procedure The student must complete the FAFSA and a Stafford Loan Instruction Sheet, available at the College Financial Aid website. Our Financial Aid Office will then electronically certify the loan with the Pennsylvania Higher Education Assistance Agency (PHEAA). They will send a form called the Master Promissory Note (MPN) that must be signed and returned to PHEAA. When PHEAA receives the MPN they will instruct the student’s bank to send a check to DCCC made jointly payable to the College and to the student. Definition of an Academic Year for Federal Student Financial Aid For federal Financial Aid purposes, the College defines its Academic Year as at least 24 credit hours and 30 weeks of instruction time. If you are enrolled in a Certificate Program of less than 24 credits, Federal Regulations require that the College's Financial Aid Office pro-rate the freshman annual loan limit based on the number of credits in the program of study. Note: regardless of the length of time it takes you to complete your program of study, you can never exceed this pro-rated annual loan limit. Stafford Loan Disbursement All Federal Stafford Loans are disbursed in two nearly equal disbursements during a loan period. For the traditional academic year, the Fall Semester and Spring Semester, the most common borrowing period, the first disbursement will occur during the Fall semester and the second disbursement will occur during the Spring semester. For a single semester or term, Summer II, Fall, Spring or Summer I, the first disbursement will occur at the beginning of the semester and the second disbursement will occur at the half-way point of the semester. Our Cashier’s Office will be notified that the loan is in process and they will wait for payment for tuition and fees (up to the amount of the loan) until your loan is disbursed. These disbursements are sent to our Cashier’s Office by the Pennsylvania Higher Education Assistance Agency by Electronic Fund Transfer (EFT). When your funds arrive we will send you a ‘Notice of Disbursement’ postcard or e- mail. This notice directs you to the Student Records Access on our website, where you can see what type of loan was credited to your account and what amount is being disbursed. YOU MAY CANCEL THE LOAN WITHIN TEN DAYS OF THE DATE OF THIS DISBURSEMENT. To cancel you must submit written notification to the FAO on the Main Campus in Media that you want to cancel your loan. If the disbursement exceeds the charges on your account the Cashier will make a check payable to you and available in the Cashier’s Office fourteen days after your account is credited, or fourteen days after the beginning of the semester, whichever is greater. These processes apply whether the loan is subsidized or unsubsidized. Disbursement dates may be affected by the time that the application process is completed. Subsidized Stafford Loan vs. Unsubsidized Stafford Loan Eligibility for a Subsidized Stafford Loan is calculated as: Cost of Education minus EFC minus other aid = eligibility. If the student has eligibility the federal government will pay the interest on their Stafford Loan while they are in school as at least a half-time student. For the Unsubsidized Stafford Loan the calculation is: Cost of Education minus other aid = eligibility The EFC is not part of the calculation (although the student must still submit the FAFSA form). With the unsubsidized Stafford Loan the student is expected to pay the interest while the student is enrolled. With the Master Promissory Note the student will receive a form entitled DELAWARE COUNTY COMMUNITY COLLEGE
FINANCIAL AID 19 Instructions and Notices that will describe the differences in the two loan forms, the repayment options and deferral processes in greater detail. Please read it carefully. NON-NEED BASED PROGRAMS Federal PLUS Loan The PLUS loan is a loan to the parent(s) of a student; it is not the student’s loan as are the two Stafford Loans mentioned above. Parents who do not have a bad credit history can borrow a PLUS Loan to pay the education expenses of a child who is a dependent student enrolled at least half time in an eligible program at Delaware County Community College. Parents will fill out an application, which is available in the Financial Aid Office 610-359-5330. To be eligible to receive a PLUS Loan, parents generally will be required to pass a credit check. Parents cannot be turned down for having no credit history-only for having an adverse one. Parents who don’t pass the credit check might still be able to receive a loan if someone, such as a relative or friend who is able to pass the credit check, agrees to endorse the loan. An endorser promises to repay the loan if your parents fail to do so. Parents might also qualify for a loan even if they don’t pass the credit check as long as they can demonstrate that extenuating circumstances exist. Students and parents must also meet other general eligibility requirements for federal student financial aid. The yearly limit on a PLUS Loan is equal to a student’s cost of attendance minus any other financial aid. The College will receive the money in at least two installments. No one payment may exceed half of the loan amount. Parents will be required to endorse a disbursement check and send it back to the College. The college will then apply the money to your tuition, fees and other charges. If any loan money remains, parents will receive the amount as a check. The interest rate is variable (adjusted annually), but it will never exceed 9%. Parents will be notified of interest rate changes throughout the life of their loan. Interest is charged on the loan from the date the first disbursement is made until the loan is paid off. Your bank will tell you a loan repayment schedule before the loan process is completed. There is no grace period for these loans. Interest begins to accumulate at the time the first disbursement is made, and parents will begin repaying both principal and interest while their student is in school. For more information about the Federal PLUS Loan Program go to the Internet site http://www.studentaid.ed.gov or http://www.pheaa.org or call the Financial Aid Office at 610-359-5330 and request The Student Guide booklet. Other Financial Aid Programs Veterans Benefits Delaware County Community College is approved for veteran’s benefits. Veterans, dependents of veterans who died of service-related injuries and children of veterans with disabilities that are total, permanent and service related may all be eligible to receive benefits. Students may inquire about their eligibility by calling the Veterans Administration at 888-442-4551 or by going to the Internet site http://www.gibill.va.gov/ Pennsylvania Army National Guard If you join the Pennsylvania Army National Guard, they will pay all tuition and fees at Delaware County Community College. For more information go to the Internet site http://www.paguard.com/ or call 717-861-8626. Office of Vocational Rehabilitation This agency provides educational assistance to qualified disabled residents of Pennsylvania. For information call 610-525-1810, (610-525-5835 TTY), or visit the Internet site http://www.dli.state.pa.us/ AmeriCorps AmeriCorps members train volunteers, tutor and mentor at-risk youth, build housing, clean up rivers and streams, help seniors live independently, provide emergency and long-term assistance to victims of natural disasters, and meet other community needs. After you successfully complete a year of AmeriCorps service, you will be eligible for an education award of $4,725. (If you serve part-time, you’ll be eligible for a portion of that amount). If you already have student loans, you can use your education award to help pay them off. For more information call 215-597-2715 or visit the Internet site http://americorps.org/ Scholarships There are a number of privately funded scholarships available to our students. Each scholarship has its own requirements and criteria for eligibility. More information can be obtained through the DCCC Educational Foundation or the Financial Aid Office. Examples of scholarships include: ACCA Endowed Scholarship Act 101 Scholarship John Russell Agar Nursing Scholarship Alpha Delta Kappa Scholarship American Association of University Women Scholarship American Foodservice Corporation Endowed Scholarship American Legion Bernhard F. Schlegel Scholarship David J. Andrien Memorial Scholarship David Baldwin Memorial Endowed Scholarship Marc A. Bender Endowed Scholarship Boeing Scholarship Program Born Choosers Scholarship Bravo Scholarship Bridge of Hope Scholarship Denis A. Cannon Scholarship Cannon Mini Self Storage Scholarship Dr. John T. Carroll Memorial Endowed Scholarship Chester County Community Foundation Scholarship Chester Pike Rotary Club Endowed Scholarship Kevin T. Coleman Memorial Endowed Scholarship Madalene Hayes Conner Scholarship ConocoPhillips Company Scholarships Charles W. Crist Memorial Endowed Scholarship Cumberland Insurance Group Scholarship Anthony D’Angelo Business Society Scholarship David’s Bridal Scholarship Richard D. DeCosmo Presidential Scholarship DCCC Alumni Legacy Scholarship DCCC Educational Foundation Scholarship DCCC Memorial Scholarship DCCC Psychology Faculty Scholarship DCCC Student Government Association Scholarship Delaware County Tavern Association Endowed Scholarship Delaware County Local Emergency Planning Committee Scholarship Delaware County Sheriff’s Scholarship Delaware Valley Industrial Resource Center Scholarship Maryann DiGiandomenico Memorial Scholarship Fund Donnelly-Barnes Scholarship Drexelbrook Community Scholarship Eastern Delco Business and Professional Women’s Club Scholarship Eganey Kauffman Memorial Scholarship Dessa Ewing and Harry Le Fever Memorial Scholarship Exelon Scholars Program J.R. Finio & Sons Endowed Scholarship Dolores Finnigan Memorial Scholarship Flora Music Scholarship The Jonathan Phillip Ford Memorial Scholarship Teresa K. Freda Endowed Scholarship D. Barry Gibbons Scholarship The Gureghian Family Scholarship George and Anna Hall Memorial Scholarship
Page 1 and 2: course catalog 2010-2011
Page 3 and 4: Delaware County Community College 2
Page 5 and 6: 3 ABBREVIATIONS AND DEFINITIONS The
Page 7 and 8: 5 COLLEGE COMPETENCIES Our Unique A
Page 9 and 10: 7 ADMISSION PROCEDURES Delaware Cou
Page 11 and 12: 9 OPTIONS FOR EARNING COLLEGE CREDI
Page 13 and 14: STUDENT SUCCESS 11 Delaware County
Page 15 and 16: STUDENT SUCCESS 13 KEYS (Keystone E
Page 17 and 18: FINANCIAL AID 15 Time of Withdrawal
Page 19: FINANCIAL AID 17 Refund to Federal
Page 23 and 24: GRADING SYSTEM 21 GRADING SYSTEM Le
Page 25 and 26: PLANNING TO TRANSFER 23 PLANNING TO
Page 27 and 28: COLLEGE AND UNIVERSITY TRANSFER PRO
Page 35 and 36: CAREER PROGRAMS, ASSOCIATE DEGREE 3
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CAREER PROGRAMS, CERTIFICATE 71 Fir
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CAREER PROGRAMS, CERTIFICATE 73 Web
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COURSE DESCRIPTIONS 75 COURSE DESCR
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COURSE DESCRIPTIONS 77 ADJ 111 Crim
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COURSE DESCRIPTIONS 79 • Follow t
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COURSE DESCRIPTIONS 81 assistant in
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COURSE DESCRIPTIONS 83 care for ope
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COURSE DESCRIPTIONS 91 and marine h
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COURSE DESCRIPTIONS 93 Upon success
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COURSE DESCRIPTIONS 95 BUS 225 Prof
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COURSE DESCRIPTIONS 97 CHE 201 Orga
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COURSE DESCRIPTIONS 99 Upon success
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COURSE DESCRIPTIONS 101 • Create
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COURSE DESCRIPTIONS 105 • Explain
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COURSE DESCRIPTIONS 107 addition to
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COURSE DESCRIPTIONS 109 EMER 110 Em
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COURSE DESCRIPTIONS 111 Upon succes
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COURSE DESCRIPTIONS 119 linear meth
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COURSE DESCRIPTIONS 121 HIS 200 Civ
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COURSE DESCRIPTIONS 123 • Become
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COURSE DESCRIPTIONS 125 HUM 161 Eas
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COURSE DESCRIPTIONS 131 INS 233 Est
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COURSE DESCRIPTIONS 133 include siz
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COURSE DESCRIPTIONS 141 (MUS) Music
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COURSE DESCRIPTIONS 147 the advanta
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COURSE DESCRIPTIONS 149 • Relate
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COURSE DESCRIPTIONS 151 PLG 220 Rea
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FACULTY/PROFESSIONAL STAFF 171 FACU
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EMERGENCY SCHOOL CLOSINGS In the ev
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2010 Catalog - Delaware County Community College

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