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BoxesBox 1. German Sparkassen 27Box
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EXECUTIVE SUMMARYBackground and obj
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nnAccess to Finance in enshrined in
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Chart A.Corporate Governance, Acces
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nThe study also shows that Corporat
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1. INTRODUCTION1.1. Focus and objec
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WSBI members are by definition acco
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For the particular case of developi
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2. THE LINK BETWEENCORPORATE GOVERN
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Table 2. Main features of the Missi
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Access to financeSparkassen promote
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All these examples illustrate how p
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In the case of Peru, the profits th
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Among the WSBI institutions that re
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BOX 2. KENYA POST OFFICE SAVINGS BA
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The fact that the banking system is
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3. CORPORATE GOVERNANCE -CONCEPTUAL
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Figure 2. Sound Governance of Finan
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As can be seen in the figure above,
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nnnAt the same time, the distance a
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The first two elements (the ownersh
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nHowever, this does not mean denyin
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Cooperatives are similar to mutuals
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3.4. FoundationsFoundations do not
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3.5. Good Corporate Governance prac
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F. DISCLOSURE AND TRANSPARENCYPrinc
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4. ACCESS TO FINANCE -CONCEPTUAL FR
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4.1. Financial deepening and improv
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The board does not have any executi
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In other words, sustainable financi
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The following table shows how the W
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The fourth dimension refers to the
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Table 8. Access to Finance in the f
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Only 27 members established in 21 c
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nnDCI (Depth of credit information
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5.2. Corporate Governance and Acces
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5.2.1. Corporate Governance and Ave
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Chart 8.Specific Corporate Governan
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5.2.2. Corporate Governance and Ave
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Chart 13. Corporate Governance comp
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Chart 16. Corporate Governance Inde
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Chart 19. Specific Corporate Govern
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ANNEX 1: REVIEW OFTHE LITERATUREThe
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Even among the relatively narrow un
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Figure A.1. Structure of agents' re
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The table captures the essence of s
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- Page 113 and 114: ANNEX 2: CASE STUDIES 32CASE STUDY
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- Page 137 and 138: CASE STUDY 4:SPANISH SAVINGS BANKS
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- Page 145 and 146: On the liability side, CMAC offer m
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- Page 149 and 150: Table A.3.MissionMissionCMAC AREQUI
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- Page 159 and 160: COMPOSITE MEASURE OF ACCESS TO FINA
- Page 161 and 162: ANNEX 5:QUANTITATIVE RESULTSCountry
- Page 163 and 164: Overall Corporate Governance IndexO
- Page 165 and 166: REFERENCES- Andrianova, S., Demetri
- Page 167 and 168: - FSD Kenya (2009), Financial Secto
- Page 169 and 170: - World Bank (2006) The Role of Pos
- Page 172: WSBI - ESBG - The Global Voice of S