Revista Tinerilor Economiºti (The Young Economists Journal)

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Business Statistics – Economic Informatics various banking portfolio. Banks should strive to be the analysis more accurate, more frequent and performed on more advanced forecasting programs. REFERENCES 1. Albania Bank Semiannual Report, 2010. 2. Bostjan Aver An empirical of credit risk factors analysis of Slovenian banking system. 2007. 3. Berger and The institutional memory hypothesis and the procyclicality of bank Udell lending behavior. BIS WP, nr. 125 Basel. 2003. 4. Glantz, Morton Managing Bank Risk, An introduction to Broad-Base Credit Engineering. 2003. 5. Guttentag and Credit rationing and financial disorder. The Journal of Finance, 39, Herring 1359-1382. 1984. 6. Kern / Reitzig Comparative analysis of alternative credit risk model. 2000. 7. Rajan Why bank credit politicies fluctuate? 1994. 8. Richard Roll Arbitrage Price Theory. 1976. and Stephen Ross 9. Tom Wilson Credit Portfolio View. 1997. and McKinsey 187
Revista Tinerilor Economişti (The Young Economists Journal) BUSINESS INTELLIGENCE TOOLS FOR IMPROVE SALES AND PROFITABILITY Assoc. Prof Luminiţa Şerbănescu Ph. D University of Piteşti Faculty of Economics, Piteşti, Romania Abstract: Business intelligence (BI) is a broad category of applications and technologies for gathering, storing, analyzing, and providing access to data to help enterprise users make better business decisions. BI applications include the activities of decision support systems, query and reporting, online analytical processing (OLAP), statistical analysis, forecasting and data mining. In this article, I will present a BI solution, implemented through QlikView Application, thanks to which it is possible to monitor the company sales (by establishing the performance pointers). JEL classification: M15, M21 Key words: business intelligence, QlickView, management, sales analyses, reports, statistics 1. Introduction Business intelligence is an umbrella term that refers to a variety of software applications used to analyze an organization’s raw data. BI as a discipline is made up of several related activities, including data mining, online analytical processing, querying and reporting. Companies use BI to improve decision making, cut costs and identify new business opportunities. BI is more than just corporate reporting and more than a set of tools to coax data out of enterprise systems. An essential facility associated with the BI Systems is their capacity to connect themselves simultaneously and coherently to many data bases, which may be different operational systems (accounting, ERP, CRM, SCM, etc), results of many market researches, activity and access logs, or anything that can be relevant to the beneficiary organisation, general structured information, but available in varied formats, from text files to data base structures. The Business Intelligence solution used accomplishes the following: - marketing analyses – demographic analyses using information about the customers and sales records, price sensitivity, preferences for products. The usage of this information can lead to a better planning of the marketing campaigns and their effect can be measured. - sales analyses – identifying tendencies, seasonal analysis, associations between products. By means of this information sales goals can be set and the progress can be measured in relation with the goals. When charting a course for BI, companies should first analyze the way they make decisions and consider the information that executives need to facilitate more confident and more rapid decision-making, as well as how they'd like that information presented to them (for example, as a report, a chart, online, hard copy). Discussions of 188
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Revista Tinerilor Economiºti Journ
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REVISTA TINERILOR ECONOMIŞTI ISSN
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What is happened when the rules are
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THE IMPORTANCE OF COMMUNICATION IN
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RECENT DEVELOPMENTS IN THE EU TAXAT
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At the end of the 1990-2000 decade,
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Regarding the tax burden related to
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Indirect taxes are defined as the s
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Source: Tax revenue in the European
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EVALUATION OF MANAGEMENT PERFORMANC
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cash flow statement may also be use
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epaying loans or reducing registere
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operating activity and partially fr
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FINANCIAL REPORTING IN PUBLIC INSTI
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Considering the leading role played
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Thus, public institutions prepare t
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� Financial reporting is a repres
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COMPARATIVE ANALYSIS CONCERNING THE
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In 2010, the number of large compan
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In order to compare the average val
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Figure no. 11 The structure of the
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Finances - Accounting THE APPROACH
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Finances - Accounting this guarante
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Finances - Accounting labor mobilit
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49 Finances - Accounting COHESION F
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Finances - Accounting governments.
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Finances - Accounting budget, provi
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Finances - Accounting 3. * * * Regu
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Management - Marketing - Tourism 2.
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Management - Marketing - Tourism Mo
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ASPECTS REGARDING THE MARKETING ENV
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11. Homburg, C., Management - Marke
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UNDERSTANDING RISK MANAGEMENT IN SM
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26 Kotter J.P. , Cohen D.S. - Inima
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decision-making process. 30 99 Mana
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4. Ioniță Ion Management - Market
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