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There are two theories as to what happened:<br />

1. That when he came back to the room he was taking his shoes off and fell out the<br />

window.<br />

2. That he sat down to chew tobacco on the HVAC unit beneath the window and fell out.<br />

Example 4:<br />

(Objec+ve: case selec+on criteria).<br />

State Farm insurance company is the largest auto insurer in the country. State Farm services<br />

over 83 million policies and accounts throughout the U.S.<br />

State Farm insured Jane with auto insurance in 2010 when she was rear ended. Shannon held a<br />

$100,000 underinsured motorist policy with State Farm.<br />

In May of 2012, Jane made a claim under her UIM policy for injuries.<br />

State Farm appointed an adjuster to her claim. He was provided Jane’s doctors’ opinions that<br />

her injuries were related to the crash. State Farm hired their own doctor that stated her injuries<br />

were not related.<br />

Based on that, State Farm never made any monetary offers to seHle Jane’s case. In September<br />

2015, Jane and State Farm went to trial, and aRer 4 days a jury found that the injuries were<br />

caused by the crash and the verdict was for $800,000 for future medical treatment and pain and<br />

suffering.<br />

ARer the trial, State Farm was only required by law to pay Jane the $100,000 policy, which they<br />

did. Now, Jane is alleging State Farm did not act reasonably or with “good faith and fair dealing”<br />

and is suing State Farm for Bad Faith.<br />

State Farm alleges that they did act reasonably in evalua0ng her claim.<br />

--------<br />

Example 5:<br />

(Objec+ve: case selec+on criteria and nega+ve a/ribu+on).<br />

Northwest Heart Center is in Gorgeous, California. Dr. John Doe is a cardiovascular surgeon.<br />

(Photo). He has never done an aor0c valve replacement with a Bentall procedure before.<br />

A Bentall procedure is a cardiac surgery opera0on involving replacement of the clogged or nonworking<br />

aor0c valve. (SLIDE)

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