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Australian Tales - Setis

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death, let it happen when it may. If you cannot spare so much you may<br />

insure for £100, by paying £2 17s. 1d. a year, which is less than<br />

twopence a day. Did you ever think of making a provision for them in<br />

that way?”<br />

“Never, sir. I joined a benefit club when I was in England, but I have<br />

never thought of anything of the sort since I came here. I have heard tell<br />

of assurance societies, but I don't understand them; and I haven't much<br />

time to bother my head with such things; for when I have done work I'm<br />

generally pretty tired, and don't care to think about things that are<br />

troublesome.”<br />

“I am a stranger to you,” said the gentleman, “but I assure you I have<br />

no other object in offering you advice than your good, ‘and the interest of<br />

your family. Take that little slip of paper home with you, and think over<br />

it to-night, as you will not be tired from hard work to-day. I am sure you<br />

can afford to pay the premium on a life assurance policy; and it will<br />

afford you great comfort to know that your wife and children will not be<br />

left in poverty, as well as sorrow, if it please God to take you from them<br />

suddenly. There are profits of the assurance association or bonus<br />

additions, which you would share in if you became a member, so that the<br />

longer you lived the more valuable your policy would become, if you<br />

chose to allow the bonuses to be added to your policy instead of drawing<br />

them periodically as they are declared. I have not time to explain all that<br />

to you thoroughly, but I advise you to apply at the office of the Mutual<br />

Provident Society, in Pitt Street, or to any other assurance office for<br />

further information. I will only add my strong recommendation to you, to<br />

lose no time in insuring your life, ‘For you know not what a day may<br />

bring forth.’ ” The old gentleman then arose, wished Peter good<br />

afternoon, and went on his way.<br />

After tea that evening, Peter sat down in his armchair, lighted his pipe,<br />

and began to look over the paper which the chatty old gentleman had<br />

given him. His wife was sitting opposite him darning the children's<br />

socks. Presently Peter looked at her seriously and said, “Jenny, do you<br />

think we can save sixpence a day?”<br />

“Sixpence a day!” exclaimed Jenny, opening her eyes and dropping her<br />

needle. “What do you want it for?”<br />

“Never mind, Jenny: can you spare it? that's the question,” said Peter,<br />

with a half-comical, half-serious look.<br />

“No, my dear, I am sure I can't spare it. You have no notion how I have<br />

to cut and contrive, to keep the children tidy, and to get a good dinner for<br />

you every day. I shall want a warm shawl or a cloak for winter; but I<br />

don't know how I can get it without going on trust, and I would rather not<br />

do that if I can possibly help it. I really cannot save sixpence a day, Peter,<br />

and that's the truth.”<br />

“Well then, I can,” said Peter, starting up like a man who had decided

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