Santam Se perSoonlike poliS WerkSopDraG
Santam Se perSoonlike poliS WerkSopDraG
Santam Se perSoonlike poliS WerkSopDraG
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Unit standard title: Demonstrate knowledge and understanding of pleasure craft<br />
Unit standard number: 120008<br />
NO. OUTCOME ASSESSMENT CRITERIA<br />
So1 explain basic cover in a pleasure craft policy.<br />
aC1<br />
the type of craft insured under a pleasure craft policy are named with<br />
examples.<br />
aC2 the effect of the use of the craft is explained with examples.<br />
aC3<br />
aC4<br />
the type of cover offered with pleasure craft insurance is named and an<br />
indication is given of the risks that are covered with reference to a specific<br />
policy.<br />
reasons why certain insured perils are excluded from a policy are explained<br />
using case studies.<br />
aC5 the standard limit of liability is identified for a specific policy.<br />
So2<br />
aC1<br />
explain extensions to and exclusions from cover<br />
in a pleasure craft policy.<br />
the additional equipment carried on two different types of pleasure craft<br />
with reference to extensions that would be required for inland and sea going<br />
vessels.<br />
aC2 possible extensions to cover are investigated for three different insurers.<br />
aC3<br />
aC4<br />
NO. OUTCOME ASSESSMENT CRITERIA<br />
aC5<br />
aC6<br />
So3 assess the risk associated with pleasure craft.<br />
aC1<br />
aC2<br />
aC3<br />
So4 explain liability related to pleasure craft.<br />
aC1<br />
aC2<br />
aC3<br />
aC4<br />
a policy document is analysed, implied terms are identified and an indication<br />
is given of the implications of the implied terms to the policy.<br />
Standard exclusions are identified in a specific policy and an indication is given<br />
as to which exclusions could possibly be covered as an extension under<br />
negotiated circumstances.<br />
the SaSria cover for pleasure craft is explained with reference to territorial<br />
limits.<br />
additional cover required outside of South africa`s territorial limits is<br />
presented as an option to the client.<br />
the criteria used to assess the risk on pleasure craft are explained with<br />
reference to use of vessel, experience of crew, other users, type of craft,<br />
geographical limits, age of vessel, seaworthiness of the craft, security and<br />
storage.<br />
the effect of type of construction is explained with reference to premium<br />
and cover.<br />
pleasure craft regarded as a high risk are named and reasons why they are<br />
regarded as a high risk are explained using two case studies.<br />
Cover required for water skiers is explained with reference to third party and<br />
passenger liability.<br />
the insurance of trailers is explained with reference to the trailer`s liability<br />
policy and the watercraft liability policy.<br />
the parties covered by third party and liability are compared for a specific<br />
insurer.<br />
the process to be followed in submitting a liability claim is explained for a<br />
specific insurer.<br />
Kopiereg ©<strong>Santam</strong> Bpk. 2009 Kursuskode: ASSESS – SPP2<br />
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