Santam Se perSoonlike poliS WerkSopDraG

52
Unit standard title: Apply knowledge of personal liability insurance
Unit standard number: 120132
NO. OUTCOME ASSESSMENT CRITERIA
So1 explain liability as a personal responsibility.
aC1
aC2
So2
explain why people need personal liability
insurance
the individual’s duty of care to fellow human beings is discussed with reference to
common law, the South african Constitution and other legislation.
instances where a person may be held legally liable are identified for different
scenarios.
aC1 Different scenarios are analysed to determine contractual or delictual liability.
aC2 the parties liable under delictual responsibility are explained with examples.
aC3 the parties liable under contractual responsibility are explained with examples.
aC4
So3
aC1
aC2
So4
aC1
aC2
aC3
investigate the personal liability cover in
different policies.
analyse the cover in a personal liability
policy.
Ways in which an individual can manage personal liability risks are explained with
examples
liability covered under the different classes of personal
insurance is analysed with reference to extent of cover for each class and any
relevant legislation.
events not covered as part of other insurance cover or
legislation are identified with examples.
a personal liability policy document and schedule are analysed to determine the
cover.
exclusions in the policy are analysed and an indication is given of why an insurer
expressly excludes some perils or events.
possible extensions to a personal liability policy are explained and an indication is
given of when it is advisable to extend cover.
Kopiereg ©Santam Bpk. 2009 Kursuskode: ASSESS – SPP2