Victory University 2012-2013 Academic Catalog

$100,000,000 aggregate. Fees for this insurance vary by company. Students are encouraged to
contact several companies before deciding on a carrier.
Immediately after the student has selected an insurance carrier and acquired professional
liability insurance coverage, the student must file a copy of the declarations page of the
insurance policy with the office of the Director of Graduate Studies. When deciding on
insurance carriers, the student should remember that it takes time to locate and process
insurance applications.
Some possible sources of coverage:
American Counseling Association Trust: http://www.hpso.com (800-347-6647).
American Professional Agency: http://www.americanprofessional.com (800-421-6694).
Healthcare Providers Service Organization: http://hpso.com/professional-liabilityinsurance/student-coverage-description.jsp.
Licensure Fees for testing and licensure vary by state. Further information about licensure in
Tennessee can be found at the Board of Professional Counselors website at
http://www.state.tn.us/sos/rules/0450/0450-01.pdf.
FINANCIAL AID SATISFACTORY ACADEMIC PROGRESS STANDARD – GRADUATE STUDENTS
Introduction
Financial aid is intended to meet the financial needs of the student who otherwise could not or
would not consider continuing their education. Students who receive financial aid must not
only demonstrate financial need, but must also make satisfactory progress toward the
completion of their programs of study as determined by Victory University in accordance with
federal regulations. Satisfactory academic progress (SAP), as described below, is evaluated each
semester following the posting of all grades for students enrolled in degree programs. Students
who are enrolled in eligible post-baccalaureate programs of one academic year or less will have
their SAP evaluated at end of the fall and spring semesters. Failure to maintain satisfactory
progress, as described below, will result in cancellation of financial aid awards, and the student
may have to repay any funds already received.
I. Minimum Standards for Graduate Students
A. VICTORY UNIVERSITY's institutional requirements for minimum satisfactory
performance for graduate financial aid recipients are defined as follows:
1. Minimum cumulative grade-point average (GPA).
Graduate students must maintain a minimum cumulative GPA of 3.0.
254