Electronic Funds Transfer (EFT) Guide - Blackbaud, Inc.

E LECTRONIC FUNDS TRANSFER 559. After The Raiser’s Edge accepts an answer from the authorization service through the BlackbaudPayment Service, the batch is refreshed to include the appropriate authorization or rejection codes.• If the credit card transaction is approved, the authorization service places a code that begins with “Y” inthe Authorization Code field of the gift batch. The authorization service verifies that sufficient fundsexist in the account for transfer. If sufficient funds exist, the account is processed and a transfer of fundstakes place immediately.• If the credit card transaction is rejected, the authorization service adds “N” in front of the code. WhenThe Raiser’s Edge receives the response, it strips “N” from the authorization code, converts the code totext, and puts the text into the Rejection Code field of the batch. Examples of rejection codes includethe credit card not being supported by the gateway, credit card is expired, credit card is lost or stolen,invalid card status, or unable to process transaction.To try to re-authorize the declined credit cards, you must first clear all declined authorization codes fromthe batch. For information about how to clear declined codes, see “Clear Declined Authorization Codesfrom a Batch” on page 57.10. You can now commit the credit card gifts in your batch to the database. For information about how tocommit batches, see the Batch Guide. Create transmission files for credit card processing through ICVerifyNote: Effective July 15, 2011, The Raiser’s Edge no longer supports ICVerify.You can also create direct debit transmission files when you create credit card transmission files. Forinformation about how to create direct debit transmission files, see “Direct Debit Transmission Files” onpage 35.Scenario: You prepare to create transmission files to process pledges and recurring gifts paid by creditcard to process through ICVerify. Before you create a transmission file, you must create a batchcontaining the EFT recurring gift transactions and pledge payments. This scenario uses the gift batchcreated in “Automatically generate transactions for pledges and recurring gifts” on page 31.1. Initialize ICVerify. For information about ICVerify, see your ICVerify user guide.