NEAFC 31st Annual Conference.pdf - New England Association of ...

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NEW ENGLAND ASSOCIATION OF FIRE CHIEFS ~BELMONT~ HOLDING COMPANY "~-~’~ ’ ’" EDWIN°’E. FARNHAM. Treasurer 365 CONCORD AVENUE BELMONT, MASS. BELMONT SAVINGS BANK BELMONT, MASSACHUSETTS- Money available for mortgage loans on residential property . Two convenient locations 24 LEONARD STREET 74 TRAPELO ROAD ’’ Telephone BElmont 5-0150 M IDDLEBORO BAILEY MOTOR SALES INC. MASSACHUSETTS GEM CRIB AND CRADLE COMPANY Originators. Manujacturers and Distributors oj the Famous GEM 1Vheel Bassinets Often Imitated - Never Equaled Main Office and Factory GARDNER, MASS. CLINTON SAVINGS BANK ESTABLISHED 1851 CLINTON, MASSACHUSETTS STANDARD FITTINGS CO. Forged Steel Pipe Fittings and Specialties 82 HERBERT STREET, BOX 310, FRAMINGHAM, MASS. Telephone Framinsham 434.8 - 4349 - 6339 160
NEW ENGLAND ASSOCIATION OF FIRE CHIEFS In one instance a store cleaned out a stockroom there and removed stuff that had been stored there since 1916 by the owner. As a result we got the town cleanedf up of a lot of that debris. As a result of the recommendations of the Bay State Club we are increasing our central= fire zone and the Finance .Committee of the town are recommending that a civilian committee be named to study fire ordinances. The entire town is very pleased by the whole inspection and I don’t think there is any town that should miss it. I think it is a great boost for the fire department. CHAIRMAN ERSI~INE: Did you notice any reduction in alarms and fires following that inspection? . CHIEF BROWN: I couldn’t state right off, but we haven’t had~ any which amounted to anything since. I don’t know definitely whether it is the result or not, gut we haven’t had any fires traceable to that. ’CHAIRMAN F, RSI(INE: I think Chief Meunier of Southbridge reported they went something like 90 or 100 days after inspection before having an alarm. CHIEF BROWN: I think what concerns most of us, and that is, our rest homes. We have quite a number of rest homes and even for delinquent children, and I think the Bay State Club in going through those homes, and our public schools, found defects almost nil, which I think is a good point. We have received through our rest homes andl the school department 100 per cent cooperation. Every rest home has tire detection required by the State. MR. KEANY: I would like to say the Bay State Fire Prevention Association would like to inspect every town and every city but with our limited manpower naturally we have to confin~ o{a}~n@ections to towns around 1~,000 to 20,000 population. It would be ~ physically impossible for us to inspect the City of Worcester, so we try to limit it to towns under 20,000 people. CHIEF MILTON C. ANDREWS, New Bedford: What is the policy of insurance companies in relation to claims where a fire is caused from the violation of laws, such as inflammable fluids? Second, what is the policy in regard to paying claims where a fire was caused from burning off paint on the outside of buildings? MR. WESTERVELT: Let me take the last part first..He is going to collect his loss. If it occurs because of workmanship there is no reason why he shouldn’t collect. On the other hand there is always the possibility that subjugation could be taken agains.t the person in case of gross negligence. There is nothing in the policy which claims refuge because of violation of the law. Now there may be--and I don’t know the particular policy contracts--a violation of policy .contract and if there be a violation of policy contract the company is within its rights to hold off payment of the claim. Whether it be increased hazard or any other policy violation, but violation of law per se is not reason for violation of claim. CHIEF CORCORAN, Newton: Is it under a mutual agreement with the mutual insurance companies that the owner of a home who is going to have a paint job done, that he notify the insurance company together with the Chief? 161
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MAXIM MOTOR COMPANY ESTABLISHED 188
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ASSOCIATION OF FIRE OI-IIEF~ TOTAL
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NEW E~N’GLANY) ASSOCIATION OF FIR
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