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FINANCIAL STATEMENTS OF THE<br />

INVESTKREDIT GROUP FOR 2001.<br />

INCOME STATEMENT OF THE INVESTKREDIT GROUP.<br />

Income statement<br />

INCOME STATEMENT 1.1. - 1.1. - CHANGE<br />

IN EUR 1,000 NOTES 31.12.2001 31.12.2000 IN %<br />

Interest and similar income 1,027,889 835,221 23 %<br />

Interest and similar expenses -930,953 -758,773 23 %<br />

Net interest income (18) 96,937 76,448 27 %<br />

Fee and commission income 10,863 10,369 5 %<br />

Fee and commission expenses -5,871 -4,511 30 %<br />

Net fee and commission income (19) 4,992 5,857 -15 %<br />

Net credit risk result (20) -8,537 -6,586 30 %<br />

Trading result (21) 3,019 2,968 2 %<br />

Net financial investments result (22) -22,024 -10,861 103 %<br />

General administrative expenses (23) -43,875 -36,227 21 %<br />

Other operating results (24) 3,292 770 327 %<br />

Extraordinary result 0 0 -<br />

Profit for the year before tax 33,804 32,369 4 %<br />

Tax on income (25) -3,610 -2,193 65 %<br />

Profit for the year after tax 30,194 30,176 0 %<br />

Minority interests -7,062 -3,415 107 %<br />

Net profit for the year 23,133 26,760 -14 %<br />

1.1. - 1.1. - CHANGE<br />

IN EUR 31.12.2001 31.12.2000 IN %<br />

Earnings per share (27) 3.65 4.23 -14 %<br />

The previous year‘s figure has been adjusted for the 1:10 share split. As of 31 December 2001 there were no exercisable conversion<br />

or option rights in circulation. The undiluted earnings per share therefore correspond to the figures given.<br />

THE THE BANK BANK FOR FOR CORPORATES<br />

CORPORATES<br />

37

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