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Disclosure in EUR m of results by segments 2000 (Comparative figures) Corporates vernment estate Other Total
Interest and similar income 498.1 331.1 18.7 -0.9 846.9
Interest and similar expenses -447.4 -312.4 -10.8 0.1 -770.5
Net interest income 50.7 18.7 7.9 -0.8 76.4
Fee and commission income 4.2 6.1 0.0 0.0 10.4
Fee and commission expenses -3.9 -0.4 -0.3 0.0 -4.5
Net fee and commission income 0.3 5.7 -0.2 0.0 5.9
Net credit risk result -4.5 -0.5 -1.5 0.0 -6.6
Trading result 1.7 1.3 0.0 0.0 3.0
Net financial investments result -10.8 -0.1 0.2 -0.1 -10.9
General administrative expenses -19.4 -12.6 -4.2 0.0 -36.2
Other operating results 2.9 -0.9 -1.0 -0.2 0.8
Extraordinary result 0.0 0.0 0.0 0.0 0.0
Profit for the year before tax 20.9 11.5 1.1 -1.1 32.4
Tax on income -0.6 -1.4 -0.2 0.0 -2.2
Profit for the year after tax 20.3 10.1 0.9 -1.1 30.2
Segment assets 5,349.4 3,365.7 377.2
Segment liabilities 5,070.4 3,265.3 71.4
Average equity 162.0 53.9 59.0 0.0 274.9
Cost-income ratio 36.7 % 49.0 % 55.3 % 42.5 %
Return on equity before tax 12.9 % 21.4 % 1.9 % 11.8 %
Return on equity - net profit 9.7 %
Business activities are conducted preponderantly in Austria. Therefore, a breakdown of revenue by regions does not seem to be
meaningful. The regional breakdown of assets and liabilities is as follows:
31.12.2001 31.12.2000
in EUR m Assets Liabilities Assets Liabilities
Austria 5,864 9,478 4,759 7,387
Rest of European Union 1,921 1,289 1,464 1,015
Rest of Western Europe 669 199 448 147
Rest of Central and Eastern Europe 807 196 599 127
North America 1,620 32 1,120 28
Rest of world 314 0 313 0
Total outside Austria 5,330 1,716 3,945 1,317
Aggregate 11,194 11,194 8,703 8,703
Notes
THE BANK FOR CORPORATES
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