m i k r o m i k r o – k v l e v e b i k v l e v e b i k v l e v e b i

105 | P a g e63.0 procenti Seadgina. am procesis mniSvnelovani xelSemwyobi faqtoria isic, romkomerciuli bankebi ukanaskneli erTi wlis manZilze erovnuli valutiTganTavsebul depozitebze ufro maRal sargebels ixdidnen, vidre depozitebze -ucxouri valutiT. amave periodSi ganTavsebul depozitebze saSualo wliurisaprocento ganakveTi 8.7 procents Seadgenda, maT Soris, depozitebze erovnulivalutiT - 10.1 procents, xolo ucxouri valutiT depozitebze - 8.5 procents.2007 wels ucxouri valutiT ganTavsebuli depozitebis saerTo moculobaSi aSSdolaris wili 88.7 procents utoldeboda, xolo evrosi - 10.7 procents, mimdinarewlis pirveli maisisaTvis aSS dolaris wili 71.8 procentamde Semcirda, xoloevros wili 27.4 procentamde gaizarda.aRsaniSnavia, rom, miuxedavad erovnuli valutisadmi sazogadoebis pozitiuridamokidebulebis zrdisa, mosaxleobis anabrebis struqturaSi kvlav maRali rCebaucxour valutaSi denominirebuli depozitebis xvedriTi wili, rac 2008 wlispirveli maisisaTvis 78.6 procents Seadgenda, Tumca, es maCvenebeli, gasuli wlisSesabamis periodTan SedarebiT, 9.9 procentuli punqtiTaa Semcirebuli.ukanaskneli erTi wlis manZilze fizikuri pirebis anabrebi, absoluturmaCveneblebSi, 437.9 mln lariT (43.5 procenti) gaizarda da 1.4 mlrd lars miRwia,rac mosaxleobis erT sulze gadaangariSebiT, daaxloebiT, 330 lars Seadgens.2008 wlis ianvar-aprilSi saqarTveloSi moqmedi bankebis Semosavlebi 2.1-jergaizarda wina wlis Sesabamis periodTan SedarebiT da 498.8 mln lari Seadgina.mimdinare wlis 4 Tvis ganmavlobaSi komerciuli bankebis wminda mogebis saerToTanxam 29.4 mln lari Seadgina, rac 3.9 mln lariT, anu 11.6 procentiT naklebiawina wlis analogiuri periodis maCvenebelze.rogorc saqarTvelos erovnul bankSi acxadeben, ekonomikis realuri seqtorisdakreditebis moculobis zrdam xeli Seuwyo saprocento Semosavlebis zrdas.wina welTan SedarebiT, am maCvenebelma 67.7 procentiT moimata da mTlianiSemosavlebis 61.1 procents gautolda.komerciuli bankebis xarjebis mTlianma moculobam ianvar-aprilSi 454.8 mln lariSeadgina, rac 2.3-jer aRemateba gasuli wlis Sesabamisi periodis maCvenebels.xarjebis zrdis udidesi nawili rogorc ararezidenti bankebidan da