m i k r o m i k r o – k v l e v e b i k v l e v e b i k v l e v e b i

106 | P a g esaerTaSoriso safinanso organizaciebidan miRebul sesxebze gadaxdilprocentebze, aseve reklamis, komunalur da safosto xarjebze modis.umsxvilesi aqtivebis mqone xuTi bankis wili sabanko seqtoris mTlian aqtivebSiwlis dasawyisidan 80.4-dan 78.9 procentamde Semcirda.2008 wlis ianvan-aprilSi komerciuli bankebis mier dakreditebis moculobismniSvnelovan zrdas hqonda adgili soflis meurneobis, metyeveobisa da TevzWerisseqtorSi, sadac es maCvenebeli 2.0-jer gaizarda da 51.1 mln lari Seadgina;ganaTlebis seqtorSi dakreditebis moculobam 1.6-jer moimata da 9.3 mln larsgautolda. Tumca, am dargebis wili sesxebis saerTo moculobaSi kvlav mcirea da,Sesabamisad, 1.6 da 0.3 procentis doneze rCeba.iuridiuli pirebis dakreditebis mTlian moculobaSi yvelaze didi xvedriTiwili vaWrobis sferos ukavia - 47.4 procentis odenobiT. ukanasknel erTweliwadSi am seqtorSi sesxebis moculoba 44.8 procentiT gaizarda da 1.5 mlrdlars miaRwia.mrewvelobisaTvis gacemulma sesxebma iuridiuli pirebis dakreditebismoculobaSi 19.2 procenti Seadgina, rac 2008 wlis pirveli maisisaTvis 599.6 mlnlariT ganisazRvreboda (39.6 procentiT meti 2007 wlis analogiur TariRTanSedarebiT);mSeneblobis seqtorisaTvis 13.4 procenti gaica, rac 417.3 mln lars utoldeba(Sesabamisad, 61.0 procentiT meti). amdenad, iuridiuli pirebis dakreditebissaerTo moculobis 80.0 procenti mxolod sam dargze - mrewvelobaze,mSeneblobasa da vaWrobaze modis.2008 wlis pirveli maisis mdgomareobiT, wlis dasawyisTan SedarebiT,saqarTvelos komerciuli bankebis mTliani wminda aqtivebi 1068.5 mln lariT, anu14.8 procentiT gaizarda da 8276.6 mln lari Seadgina.wlis dasawyisidan sabanko seqtoris sakuTari saxsrebi (saaqcio kapitali) 283.5mln lariT (19.3 procenti) gaizarda da 1754.6 mln lars gautolda, rackomerciuli bankebis mTliani wminda aqtivebis 21.2 procents (nacvlad 20.4procentisa wlis dasawyisisaTvis) Seadgens.