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124 | P a g e• sesxi giraos gareSe 1 dReSi;• gamartivebuli moTxovna sesxis misaRebad warmosadgeni dokumentebisadmi;• Tqvens biznesze morgebuli sesxis dafarvis grafiki;• sesxis dafarvis SesaZlebloba TqvenTvis sasurvel nebismier dros 24saaTiani serviscentrebis meSveobiT.viTibi bankikorporatiuli sesxebisesxi gaicema Semdegi miznebisTvis:• ZiriTadi saSualebebis SesaZenad;• sawarmoo simZlavreebis modernizaciis da SekeTebisTvis;• sabrunavi saSualebebis, maragebis Sesavsebad;• eqsportisa da importis dasafinanseblad.EBRD sakredito xaziss "viTibi banki jorjia" aseve gascems sesxebs "evrobankis" sakredito xazis(7.500.000 USD) farglebSi, kerZo samrewvelo sawarmoebisaTvis.sesxis miznobrioba:• sawarmos simZlavreebis Seqmnis, modernizaciis an gafarToebis mizniT, 5wlamde vadiT;• sabrunavi kapitalis dafinansebisaTvis, 2 wlamde vadiT;• eqsportisa da importis dafinansebisaTvis, 2 wlamde vadiT;mikrosesxebimikrosesxis upiratesobebia:• ganacxadis Sevsebisa da damuSavebis siswrafe;• bankis mier gadawyvetilebis operatiulad miReba;• Tqvens saqmianobasTan maqsimalurad morgebuli sesxis grafiki.sesxis saerTo pirobebi: Tanxa USD 200 - USD 100 000
125 | P a g emizani da vada:• sabrunavi saSualebebis Sesavsebad (nedleulis SeZena, mimdinare xarjebisdafinanseba) 3-12 Tve;• ZiriTadi saSualebebis (mowyobiloba, teqnika, danadgarebi) SesaZenad 6-24Tve;• remontisa da sarekonstruqcio samuSaoebis dasafinanseblad 6-24 Tve;• sesxis dafarvis grafiki SeirCeva Tqveni saqmianobis specifikidangamomdinare, yovelkvireuli, TveSi orjeradi an yovelTviuri gadaxdebissaxiT;yovelTviuri saprocento ganakveTiUSD 200 -USD 2000 3% uZravi qonebiT uzrunvelyofis gareSeUSD 200 -USD 2000 2%USD 1000 - USD 20000 2%sesxis miReba SeuZlia yvelas visac:• aqvs biznesi, romlis Semosavlebic sakmarisia sesxis dasafaravad;• SeuZlia warmoadginos sakmarisi uzrunvelyofa;• akmayofilebs bankis mier SeTavazebul pirobebs;• aqvs biznesi, romelic akmayofilebs zemoaRniSnul Sesabamisobiskriteriumebs da ar ewinaaRmdegeba dawesebul SezRudve;mikrosesxi ar gaicema Semdeg saqmianobebze:• soflis meurneoba;• cecxlsasroli iaraRis warmoeba da vaWroba;• Tambaqos warmoeba;• alkoholuri sasmelebis warmoeba (alkoholis 15%-ze maRali SemcvelobiT);• azartuli TamaSebis industria;• saqmianoba, romelic uaryofiT gavlenas axdens garemoze an dakavSirebuliadid ekologiur riskTan.
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