m i k r o m i k r o – k v l e v e b i k v l e v e b i k v l e v e b i

95 | P a g esayuradReboa is faqti, rom ilia WavWavaZem saocari sizustiT Seqmna sabankomomsaxurebis iseTi sistema, romelic maSindeli samoqalaqo sazogadoebis yvelafenisaTvis misaRebi aRmoCnda, xolo SemdgomSi safuZveli Cauyara saqarTveloserovnul banks.saadgilmamulo bankma iarseba 1909 wlamde. daarsebisTanave bankma sazogadoebrivisaWiroebisa da saqvelmoqmedo mizniT gasca 2 milioni maneTi, romelTagan metiwili daixarja Tbilisis saTavadaznauro gimnaziis (axlandeli universitetis)mSeneblobaze. saerTo jamSi es fuli moxmarda socialur, kulturul, ekonomikur,eTnografiul, saganmanaTlebo sferoebs. aRsaniSnavia, rom quTaisissaadgilmamulo banksac, Tavis mxriv, saqvelmoqmedo daniSnulebiT gaucia erTmilion maneTze meti, rac im droisaTvis kolosaluri raodenobisa iyo.Tbilisis saadgilmamulo banks misi daarsebis wels Ziris fulad 240 aTasi maneTihqonda, xolo 25 weliwadSi marto wliuri Semosavali 232 aTas maneTs Seadgenda.daarsebis dRidan 30 wlis ganmavlobaSi bankis Tavmjdomare gaxldaT iliaWavWavaZe da igi protestis niSnad gadadga am postidan 1905 wels. mxolod imitom,rom Tavadaznaurobis reaqciuli mTavroba aiZulebda mas bankis saxsrebiT CaexSoglexTa masobrivi moZraoba.im droisaTvis daniSnulebis mixedviT ganasxvavebdnen kreditis saxeebs. iskreditebi, romlebic uSualod miwaTmoqmedebisaTvis gaicemoda, miwissamoqmedokreditad iwodeboda, rac Tavis mxriv iyofoda or saxed, grZelvadian damoklevadian kreditebad.saadgilmamulo bankis wliur angariSs amowmebda sarevizio komiteti, romelicgansaxilvelad gadascemda saerTo krebas, sadac modioda debatebi bankissaqmianobis Sesaxeb. 1882 wlis 16 oqtombers ministrTa komitets ufleba mieniWafinansTa ministrisaTvis, SeeCerebina bankis obligaciebis gacema maSin, roca amassaWirod CaTvlida.1874 wels damtkicda saadgilmamulo bankis wesdeba, romelic Semdeg mTavarsafuZvlebs emyareboda: “banki moqmedebs Tbilisis guberniis farglebSi dasasesxo operaciebs awarmoebs rogorc naRdi fuliT, ise sakredito niSnebiT anugiravnobis farglebiT; sesxi gaicema grZelvadiani 43 wliTa da 6 TviT soflismamulebisaTvis, xolo 27 wliTa da 6 TviT qalaqis uZravi qonebisaTvis.