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Breedte geneesmiddelenpakket - Index of

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Figure 2. User charges as source <strong>of</strong> health care finance in the EU in the early<br />

1990s as percentages <strong>of</strong> total expenditure (Mossialos et al, 1999)<br />

User charges<br />

(including direct payments)<br />

EU Member State<br />

Figure 2 shows that the percentage <strong>of</strong> the user charges as a source <strong>of</strong> the health care<br />

finance is relatively low in The Netherlands, both for the user charges for health care<br />

interventions and for pharmaceuticals. Regarding co-payments in health service, The<br />

Netherlands finish second to last. In comparison to neighbouring countries, like Belgium<br />

and France, the Dutch user charges are approximately half.[19] Because <strong>of</strong> differences<br />

in price levels and reimbursement systems, one has to be careful with comparison <strong>of</strong> copayment<br />

levels. The percentages <strong>of</strong> user charges for pharmaceutical expenditures (table<br />

3) seem quite comparable to the percentages given in the above figure. This does not<br />

apply to the UK, because there the percentage <strong>of</strong> co-payments for pharmaceuticals<br />

(24%) is much higher than the overall percentage <strong>of</strong> the user charge (3%). The<br />

percentage <strong>of</strong> co-payments in The Netherlands (8%) for pharmaceuticals is again much<br />

lower than in Belgium (29%) and France (34%).[20]<br />

Table 3. General methods <strong>of</strong> constraining pharmaceutical expenditures (Abel-Smith, 1994)<br />

Country Patient co-payment system % met by the patient<br />

Belgium 0/25/50/60/75/85/100% <strong>of</strong> price<br />

plus flat rate<br />

29<br />

Germany Flat rate depending on package<br />

size<br />

7<br />

Denmark 0/25/50/100% <strong>of</strong> price 47<br />

Spain 0/40 % <strong>of</strong> price 32<br />

France 0/40/65/100% <strong>of</strong> price 34<br />

Greece 0/10/25% <strong>of</strong> price 25<br />

Ireland 0 or up to IR90 per quarter n.a.<br />

Italy Flat rate plus 40/50% <strong>of</strong> price 18<br />

Luxembourg 0/20% <strong>of</strong> price n.a.<br />

Netherlands Flat rate 8<br />

Portugal 0/40/70% <strong>of</strong> price 23<br />

UK Flat rate 24<br />

The results show that almost all countries in our analysis use co-payment systems to<br />

control pharmaceutical expenditures. In most countries the patient has to pay a certain<br />

amount extra even for reimbursed medicines, but this proportion varies per country. The<br />

different ways countries decide on the level <strong>of</strong> co-payments in the pharmaceutical sector<br />

can be divided into three categories: 1) the percentage <strong>of</strong> co-payment is based on<br />

© iMTA, Rotterdam april 2001 81

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