Bahamas - FirstCaribbean International Bank

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Management’s Discussion and Analysis Of Operating Results and Financial Condition for the Fiscal Year Ended October 31, 2007 Share Prices Shareholder value continues to improve as the market value of the ordinary shares in the Bank has continued to increase. At October 31, 2007 the market price was $14.65, representing a market price growth of $0.65, or 4.6%, from October 31, 2006. Share Price 52
“2007 was another exceedingly strong year for FirstCaribbean. A record seven ‘Best Bank’ awards won from the likes of The Banker and Global Finance is independent testament to that achievement.” – CEO Charles Pink 53
Page 1:
FIVE YEARS SERVING THE CARIBBEAN
Page 4 and 5: Contents Notice of Meeting 3 Sectio
Page 6: Five Years of Being First Left to r
Page 9 and 10: Ownership Structure FirstCaribbean
Page 11 and 12: Main Branches and Centres ABACO ISL
Page 13 and 14: Willie Moss Attorney-at-Law Joseph
Page 15 and 16: Directors, Senior Management and Ad
Page 18 and 19: Chairman’s Report continued The a
Page 20 and 21: 18 Group Chief Executive Officer’
Page 22 and 23: Chief Executive Officer’s Report
Page 24: Bahamas Managing Director’s Repor
Page 28 and 29: 26 Strategic Business Units
Page 30 and 31: Retail Banking Commentary on overal
Page 32 and 33: Capital Markets Commentary on overa
Page 34 and 35: Corporate Banking Commentary on ove
Page 36 and 37: Wealth Management Commentary on ove
Page 38 and 39: Treasury, Sales & Trading Commentar
Page 40 and 41: Pradip Chhadva Managing Director Tr
Page 42 and 43: Human Resources/Marketing Commentar
Page 44 and 45: Juan M. Corral Managing Director Op
Page 46 and 47: Martin Griffiths Chief Risk Officer
Page 48 and 49: Management’s Discussion and Analy
Page 57 and 58: Financial Statements 2007 55
Page 59 and 60: Consolidated Balance Sheet As of Oc
Page 61 and 62: Consolidated Statement of Changes i
Page 63 and 64: Notes to the Consolidated Financial
Page 93 and 94: FirstCaribbean International Bank (
Page 95: FirstCaribbean International Bank (
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Bahamas - FirstCaribbean International Bank

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