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described by his bank manager as very shrewd and trusted in business<br />
(NAB3,Folio 245, 20 August 1883). But during 1883 and 1884 the levels of<br />
the Darling River were too low for paddle-steamers to reach Wilcannia.<br />
Woodfall Swanson and Chambers experienced long delays in obtaining<br />
delivery of merchandise for which they had already paid and in<br />
consequence accumulated large debts.<br />
<strong>The</strong> firm 'made a preliminary assignment of their estate to ... Beath<br />
Schiess and Company of Melbourne' in early February 1885 (NAB3, Folio<br />
47, 10 February, 1885), giving as reasons the death of Mr. Swanson and<br />
the refusal of Cramsie Bowden & Company, who then had stores at<br />
Balranald, Hay and Melbourne, to continue with guarantees of their current<br />
liabilities. Woodfall Swanson and Chambers owed the Commercial<br />
Banking Company of <strong>Sydney</strong> more than £18,000/0/0.<br />
<strong>The</strong> fate of Woodfall Swanson and Chambers is a clear demonstration of<br />
the relationship between Wilcannia firms and Milparinka, and of the impact<br />
which low water in the Darling River had upon the infrastructure of western<br />
New South Wales. <strong>The</strong> firm had invested significant resources in stOCk,<br />
presumably on account of the gold discoveries at Mount Browne. <strong>The</strong>ir<br />
inability to take delivery destroyed the firm.<br />
Although Woodfall Swanson and Chambers did not buy land at Milparinka,<br />
Portions 11 to 14, and Section 2 Lot 10 were granted to Alfred Aldworth,<br />
the firm's Milparinka manager, on 9 May and 16 October 1884<br />
respectively. <strong>The</strong>se purchases may have been made on behalf of Woodfall<br />
Swanson and Chambers.<br />
To add to the confusion Section 2 Lot 8 was granted to Cramsie Bowden<br />
and Woodfall (the original Wilcannia firm) on March 23, 1885. <strong>The</strong><br />
purchase post-dates the making of arrangements by Woodfall Swanson<br />
and Chambers with Beath Schiess and Company. <strong>The</strong>re is no record of a<br />
subsequent transfer of title, but the land became the site of a residence<br />
occupied by Thomas Chambers, the site of an office where commonage<br />
was paid to Mr. Chambers, and the location of a printing press which is<br />
discussed below (Nel Barlow, personal communication, 1988).<br />
Another town block, Section 7 Lot 3, was acquired by Thomas Chambers<br />
in September 1887 from Samuel Penrose, and transferred to Catherine<br />
Penrose, the local midwife, in November 1920. <strong>The</strong> latter transfer took<br />
place subsequent to Mr. Chamber's death in 1918, and a further transfer<br />
('by transmission') was made in 1921, when the land became controlled by<br />
Kate Fannie Chambers. Finally in June 1929 a transfer into the name of<br />
Evelyn Spencer Smith took place. A house on that block was then<br />
occupied by the Smith family, one of whom was Nel Barlow (Nel Barlow,<br />
personal communication, 1988).<br />
<strong>The</strong>re is no indication that Chambers ever occupied Section 7 Lot 3. Thus<br />
his home, and the commercial premises of Cramsie Bowden and Woodfall,<br />
were most likely always on Section 2 Lot 8, some distance away.