AN EXERCISE IN WORLDMAKING 2009 - ISS

More documents

Recommendations

Info

$(Microsoft PowerPoint - Presentaci\363n CCs La Haya - 2013 ... - ISS$

108 BERNICE CAMPOS ROLD<strong>AN</strong> ports the concerns raised over ‘the high cost of capacity building and the poor record of continued utilization of skills gained in vocational training programs’. Difficult choices would have to be made in order to maximize resources, but again, in choosing between modifying the client and environment, or modifying the service, it is critical to be guided by the logic of the poor and the dynamics of poverty if we seek to better include them in program interventions. CONCLUSION: SOLUTIONS <strong>AN</strong>D TRADE-OFFS In revisiting the microfinance for poverty alleviation debate, this paper compared and contrasted the research contributions and perspectives of various authors, and placed emphasis on those that examined the phenomenon through the lenses of self-help, gender and targeting. To challenge the suitability of the ‘one size fits all’ model of microfinance in reaching out to the poorest, this paper presented case studies and innovations targeting the very poor. Conscious attempts were made to present both ‘hits and misses’ in the literature. Studies indicate that just as no perfect targeting mechanism exists, no perfect microfinance model for the poorest seems to exist either. It is evident that solutions come with their accompanying trade-offs, so it is critical to take the context into account when employing microfinance strategies for poverty alleviation. In closing, this paper highlights the need to put development back into microfinance, to tailor it as a poverty alleviation instrument more than a profit-making enterprise. This requires not only the poor going through change in the process. Credit programs, MFIs, policy-making institutions and international development agencies should be reformed as well, bearing in mind the capacities of the poorest and the dynamics of poverty. Microfinance for poverty alleviation is more than a technical activity. Making tough choices between approaches of targeting and program design, or between the comprehensive and minimalist approach in microfinance, or questioning our assumptions in development – these are clearly political acts as well. It is critical for those designing, implementing, monitoring or funding program interventions to seriously attempt to prevent the poorest from falling under the radar.
9 Tailoring Credit Programs along the Logic of the Poor 109 REFERENCES Anzorena, J., J. Bolnick, S. Boonyabancha, Y. Cabannes, A. Hardoy, A. Hasan, C. Levy, D. Mitlin, D. Murphy, S. Patel, M. Saborido, D. Satterthwaite and A. Stein (1998) ‘Reducing urban poverty: Some lessons from experience’, Environment and Urbanization, 10 (1), 167-186. Berner, E., G. Gomez and P. Knorringa (2008) ‘The logic of survival entrepreneurs and the moral economy of the slum’. Paper presented at the UNU- WIDER Workshop ‘Entrepreneurship and Economic Development, Helsinki, 21-23 August. Berner, E. and B. Phillips (2005) ‘Left to their own devices? Community selfhelp between alternative development and neo-liberalism’, Community Development Journal, 40 (1), 17-29. Botes, L. and D. van Rensburg (2000) ‘Community participation in development: Nine plagues and twelve commandments’, Community Development Journal, 35 (1), 41-58. Copestake, J., S. Bhalotra and S. Johnson (2001) ‘Assessing the impact of microcredit: A Zambian case study’, The Journal of Development Studies, 37 (4), 81- 100. Devereaux, S. (1999) ‘Targeting transfers: Innovative solutions to familiar problems’, IDS Bulletin, 30 (2), 61-73. Ellis, F. (2000) Rural Livelihoods and Diversity in Developing Countries. Oxford: Oxford University Press. Eversole, R. (2000) ‘Beyond microcredit – the Trickle Up program’, Small Enterprise Development, 11 (1), 45-58. Goetz, A.M. and R.S. Gupta (1996) ‘Who takes the credit? Gender, power, and control over loan use in rural credit programs in Bangladesh’, World Development, 24 (1), 45-63. Hickson, R. (2001) ‘Financial services for the very poor – thinking outside the box’, Small Enterprise Development, 12 (2), 55-67. Hulme, D. and P. Mosley (1996) Finance Against Poverty Volume 1, London: Routledge. Mayoux, L. (2001) ‘Tackling the down side: Social capital, women’s empowerment and microfinance in Cameroon’, Development and Change, 32, 435-464. Mosley, P. and D. Hulme (1998) ‘Microenterprise finance: Is there a conflict between growth and poverty alleviation?’, World Development, 26 (5), 783-790. Nirantar (2007) Examining self-help groups – Empowerment, poverty alleviation, education: A quantitative study, New Delhi: Nirantar. Rogaly, B. (1996) ‘Microfinance evangelism, “destitute women” and the hardselling of a new anti-poverty formula’, Development in Practice, 6, 100-112. Vonderlack, R.M. and M. Schreiner (2002) ‘Women, microfinance and savings: Lessons and proposals’, Development in Practice, 12 (5), 602-612.
Page 1 and 2:
AN EXERCISE IN WORLDMAKING 2009 Bes
Page 3 and 4:
iii A participatory and student-dri
Page 5 and 6:
Foreword This collection of essays
Page 7 and 8:
Contents Acknowledgements Foreword
Page 9:
Contents ix 14 Orientalisation of V
Page 12 and 13:
2 SANJUKTA CHAUDHURI men. It identi
Page 14 and 15:
4 SANJUKTA CHAUDHURI litical unit o
Page 16 and 17:
6 SANJUKTA CHAUDHURI young men. Mit
Page 18 and 19:
8 SANJUKTA CHAUDHURI Indian Nationa
Page 20 and 21:
10 SANJUKTA CHAUDHURI country as an
Page 22 and 23:
12 SANJUKTA CHAUDHURI CONCLUSION Th
Page 24 and 25:
14 SANJUKTA CHAUDHURI Kimberly Cren
Page 26 and 27:
16 ANDREA NICOLE DYKSHOORN Several
Page 28 and 29:
18 ANDREA NICOLE DYKSHOORN ple, is
Page 30 and 31:
20 ANDREA NICOLE DYKSHOORN dence of
Page 32 and 33:
22 ANDREA NICOLE DYKSHOORN kinson,
Page 34 and 35:
24 ANDREA NICOLE DYKSHOORN Kanu (20
Page 36 and 37:
26 ANDREA NICOLE DYKSHOORN be ident
Page 38 and 39:
3 Innovation in the Andes: Explorin
Page 40 and 41:
30 JONATHAN CONNOR cent, which “r
Page 42 and 43:
32 JONATHAN CONNOR mestizo landowne
Page 44 and 45:
34 JONATHAN CONNOR for channeling e
Page 46 and 47:
36 JONATHAN CONNOR 2002: 297). In t
Page 48 and 49:
38 JONATHAN CONNOR portant challeng
Page 50 and 51:
40 EVA SABATE tion of Multinational
Page 52 and 53:
42 EVA SABATE authorize Inditex or
Page 54 and 55:
44 EVA SABATE provide workers with
Page 56 and 57:
46 EVA SABATE late and compensate u
Page 58 and 59:
48 EVA SABATE Hellman M. (2007) “
Page 60 and 61:
50 SERGIO FERRAGUT THE ROLE OF THE
Page 62 and 63:
52 SERGIO FERRAGUT both old and new
Page 64 and 65:
54 SERGIO FERRAGUT the market and e
Page 66 and 67:
56 SERGIO FERRAGUT other actors. Ex
Page 68 and 69: 58 SERGIO FERRAGUT SYNERGIES WITH T
Page 70 and 71: 60 SERGIO FERRAGUT ing organization
Page 72 and 73: 6 The Utility of the Citizen: Relat
Page 74 and 75: 64 MEGHAN MICHELLE COOPER these lev
Page 76 and 77: 66 MEGHAN MICHELLE COOPER or politi
Page 78 and 79: 68 MEGHAN MICHELLE COOPER this whil
Page 80 and 81: 70 MEGHAN MICHELLE COOPER citizens
Page 82 and 83: 7 Does the Aid Consensus Shift from
Page 84 and 85: 74 SABRINA BRANDT tigue shaped the
Page 86 and 87: 76 SABRINA BRANDT Consensus policie
Page 88 and 89: 78 SABRINA BRANDT resource developm
Page 90 and 91: 80 SABRINA BRANDT Trade liberalisat
Page 92 and 93: 82 SABRINA BRANDT improved producti
Page 94 and 95: 84 SABRINA BRANDT OECD/High Level F
Page 96 and 97: 86 MEKALIA PAULOS AKLILU the restru
Page 98 and 99: 88 MEKALIA PAULOS AKLILU posed to g
Page 100 and 101: 90 MEKALIA PAULOS AKLILU best and s
Page 102 and 103: 92 MEKALIA PAULOS AKLILU instructed
Page 104 and 105: 94 MEKALIA PAULOS AKLILU REFERENCES
Page 106 and 107: 96 BERNICE CAMPOS ROLDAN help very
Page 108 and 109: 98 BERNICE CAMPOS ROLDAN Figure 1 A
Page 110 and 111: 100 BERNICE CAMPOS ROLDAN Table 1 C
Page 112 and 113: 102 BERNICE CAMPOS ROLDAN grams tha
Page 114 and 115: 104 BERNICE CAMPOS ROLDAN just in a
Page 116 and 117: 106 BERNICE CAMPOS ROLDAN through i
Page 120 and 121: 110 BERNICE CAMPOS ROLDAN Woolcock,
Page 122 and 123: 112 ISABELLE TURCOTTE regarding the
Page 124 and 125: 114 ISABELLE TURCOTTE rather paid i
Page 126 and 127: 116 ISABELLE TURCOTTE THE COLOMBIAN
Page 128 and 129: 118 ISABELLE TURCOTTE improving rev
Page 130 and 131: 120 ISABELLE TURCOTTE formally is a
Page 132 and 133: 122 ISABELLE TURCOTTE ity enhanceme
Page 134 and 135: 124 ISABELLE TURCOTTE REFERENCES Al
Page 136 and 137: 126 TISKA YUMEIDA presents policy i
Page 138 and 139: 128 TISKA YUMEIDA knowledge and tec
Page 140 and 141: 130 TISKA YUMEIDA economies of scal
Page 142 and 143: 132 TISKA YUMEIDA Source: Prichet,
Page 144 and 145: 134 TISKA YUMEIDA tries with low le
Page 146 and 147: 136 TISKA YUMEIDA Ray, Debraj (1998
Page 148 and 149: 138 STEFANIA DONZELLI sense of guil
Page 150 and 151: 140 STEFANIA DONZELLI that I will c
Page 152 and 153: 142 STEFANIA DONZELLI institutions,
Page 154 and 155: 144 STEFANIA DONZELLI Encuentro, to
Page 156 and 157: 13 Imaging Women and Compassion in
Page 158 and 159: 148 TERESA LORENA JOPSON Audience a
Page 160 and 161: 150 TERESA LORENA JOPSON gays. In 1
Page 162 and 163: 152 TERESA LORENA JOPSON shot from
Page 164 and 165: 154 TERESA LORENA JOPSON Image 5. H
Page 166 and 167: 156 TERESA LORENA JOPSON Women in t
Page 168 and 169:
158 TERESA LORENA JOPSON depicts th
Page 170 and 171:
14 Orientalisation of Veil: Unpacki
Page 172 and 173:
162 UMME BUSRA FATEHA SULTANA Musli
Page 174 and 175:
164 UMME BUSRA FATEHA SULTANA out o
Page 176 and 177:
166 UMME BUSRA FATEHA SULTANA by Ed
Page 178 and 179:
168 UMME BUSRA FATEHA SULTANA “We
Page 180 and 181:
170 UMME BUSRA FATEHA SULTANA Chowd
Page 182 and 183:
172 MELANIE NEWELL INTRODUCTION The
Page 184 and 185:
174 MELANIE NEWELL stood, analyzed,
Page 186 and 187:
176 MELANIE NEWELL tered around gen
Page 188 and 189:
178 MELANIE NEWELL TRANSFORMATIVE P
Page 190 and 191:
180 MELANIE NEWELL ance and demandi
Page 192 and 193:
16 What’s Yours is Mine TARA TABA
Page 194 and 195:
184 TARA TABASSI as a teller of oth
Page 196 and 197:
186 TARA TABASSI were ‘white,’
Page 198 and 199:
188 TARA TABASSI until now, by her.
Page 200 and 201:
190 TARA TABASSI It could be anyone
Page 202 and 203:
192 TARA TABASSI that assumed of th
Page 204 and 205:
194 TARA TABASSI ments, undermine h
Page 206 and 207:
196 TARA TABASSI TEXT AS SOCIAL PHE
Page 208 and 209:
198 TARA TABASSI Hirschkind, C. and
Page 210 and 211:
200 CHANTELLE DE NOBREGA The first
Page 212 and 213:
202 CHANTELLE DE NOBREGA know exact
Page 214 and 215:
204 CHANTELLE DE NOBREGA of the ver
Page 216 and 217:
206 CHANTELLE DE NOBREGA Human righ
Page 218 and 219:
208 CHANTELLE DE NOBREGA hances “
Page 220:
210 CHANTELLE DE NOBREGA Raj, R. (2
show all

AN EXERCISE IN WORLDMAKING 2009 - ISS

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?