Socio-Economic Impact of HIV and AIDS in Tamil nadu

per capita income being lesser than the
non-HIV households.
The HIV households had no savings with
the average annual household savings of
HIV households being Rs. -1,082, while
the non-HIV households had savings of
Rs. 4,329. The non-HIV households had
positive savings under all the different
kinds of savings considered, except that
of agricultural land. The HIV households
had positive savings only under cash/
bank deposits and shares, etc, with a
higher portion of the saving in the form
of cash/bank deposits. The percentage
of zero savers and positive savers was
higher in non-HIV households, while
negative savers saw a higher percentage
in HIV households. Analysis of the per
capita saving of different income groups,
revealed a negative rate of savings for
the three lower income groups in HIV
households with -26.80 percent for the
lowest household income group (upto
Rs. 20,000). The rate was 0.49 percent
for the same group under non-HIV
households, and no group under non-
HIV households had negative savings. The
rate of savings of non-HIV households
was found to be higher as compared to
their HIV counterparts in all the different
income groups.
More than half the HIV households
reported to have either borrowed or
liquidated assets to cope with the financial
burden/loss of income after a family
member tested positive. The percentage
of such households was highest for the
lowest income group (58.3%), going
down with the increasing level of income
of the households. The average amount
generated was the highest for the highest
income group. For the households that
borrowed in the year before the survey,
the percentage of average borrowing
per household was higher for HIV
households.
The borrowing per household was high
for HIV households in the three lower
income groups. This was higher for non-
HIV households with income above Rs.
41,001.
Households surveyed on the basis of
income poverty, show the percentage
of households below poverty line was
higher in HIV households (26% of HIV
as against 9% of non-HIV households).
The average household income of
non-HIV households was found to be
more than that of HIV households. The
consumption poverty in the sample
shows the HIV households above poverty
line have bigger per capita expenditure
than similar non-HIV households.
However, for households below poverty
line, consumption expenditure of HIV
households was lesser than that of non-
HIV households.
Impact on education of
children
The survey of the impact on education
of children captured 302 children – 148
boys and 154 girls – from HIV households
and 659 children – 351 boys and 308 girls
– from non-HIV households in the age
group of 6-14 years, which corresponds
to class I-VIII. In this group, the ever
enrolled percentages were similar in
children from both types of households.
There was also no noticeable difference
between the enrolment rate of boys and
girls. However, the difference between the
ever enrolled and currently enrolled rates
was much higher in the case of children
from HIV households; especially in case
of girls. This indicates a higher dropout
rate for the children of HIV households,
especially for girls. In the age group of
15-18 years corresponding to class IX to
XII, the number of children from HIV and
non-HIV households were 59 and 431
respectively. While the ever enrolment
Households
surveyed on the
basis of income
poverty, show
the percentage
of households
below poverty line
was higher in HIV
households
Executive Summary
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