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Impact Assessment of the District Poverty Initiative Project Rajasthan

Impact Assessment of the District Poverty Initiative Project Rajasthan

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only for consumption purposes. This means groups performed a limited function in all<br />

districts except Tonk followed by Rajsamand and Churu.<br />

Loans for consumption purposes were given by 69.1 percent groups in Dholpur followed by<br />

51.2 percent in Dausa and 31.0 percent in Baran. In o<strong>the</strong>r districts, <strong>the</strong> proportion ranged<br />

between a low <strong>of</strong> 5.26 percent in Tonk and 21.92 percent in Jhalawar. Defaulters were very<br />

few as reported in Dausa. Churu, Jhalawar, Baran and Dholpur. In all, in 12 groups across <strong>the</strong><br />

districts reported default by members.<br />

Amount <strong>of</strong> Monthly Savings<br />

A large number -77 groups reported no monthly savings by members. Ano<strong>the</strong>r 7 groups<br />

reported per member monthly saving <strong>of</strong> Re.1 to Rs.5. In Baran district, 24.1 percent groups<br />

saved Rs.50 per member per month followed by 10.3 percent groups saving Rs.100. In Churu,<br />

majority <strong>of</strong> groups saved Rs.20, though a few saved Rs.50 also. In Dholpur, majority <strong>of</strong><br />

groups saved Rs.40 or less, while in Dausa, 34.2 percent saved Rs.50 per month per member.<br />

The saving ranged between Re.1 to Rs.25. There were 14.63 percent groups saving Rs.100. In<br />

Jhalawar, 35.62 percent reportedly saved Rs.50, while 56.52 percent groups in Rajsamand<br />

saved Rs.20 and half <strong>the</strong> groups in Tonk did so too.<br />

Regularity <strong>of</strong> Deposits<br />

It is found that with <strong>the</strong> exception <strong>of</strong> Baran and Jhalawar, in all o<strong>the</strong>r districts, all <strong>the</strong>,<br />

members deposited on time or more than 90 percent did so. Very few groups reported 70 to<br />

90 percent members depositing saving on time. In Dausa, 17.1 percent groups did report that<br />

less than 70 percent members deposited savings on time.<br />

In Dholpur 66.7 percent groups regularly held meetings every fortnight; 73.1 percent in Churu<br />

held meetings every month; 37.9 percent in Baran held meeting irregularly while 34.5 percent<br />

held meetings every month. In Dausa, 41.5 percent groups held meetings every month with<br />

36.6 percent being irregular. In Jhalawar, 32.9 percent met every month, but 37 percent were<br />

irregular. In Rajsamand, 86.96 percent groups met regularly every month, while 94.74 percent<br />

in Tonk did so .Monthly meeting seems to be <strong>the</strong> emerging trend.<br />

What is <strong>the</strong> attendance level in <strong>the</strong>se meetings In Churu, Dholpur, Dausa and Tonk more<br />

than fifty percent groups reported 70-90 percent attendance. More than 90 percent attendance<br />

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