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Prepayment Right This prepayment right was first enacted in 1880 to protect farmers from being locked into long-term mortgages with large prepayment penalties. In 1890, Section 10(2) of the Interest Act was introduced to exclude the application of this right when the mortgage was granted by a corporation. 6
Prepayment Right What did this mean in practice? Lenders refused to extend loans with terms of more than 5 years if the real estate securing them was owned by limited partnerships or trusts (including REITs). If a lender is going to lock a rate for 10 years, its expectation will be to receive more than 3 months of interest as a penalty for prepayment after 5 years. 7
Page 1 and 2: Développements récents dans le do
Page 3 and 4: Financing
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Page 9 and 10: Prepayment Right The federal govern
Page 11 and 12: Cautionnement L’article 123.66 de
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Page 15 and 16: Cautionnement Épiciers Unis Métro
Page 17 and 18: Obligation to provide information t
Page 23 and 24: Dépôts de garantie, retenues et c
Page 33 and 34: Article 2692 CCQ Hypothecs
Page 35 and 36: Article 2692 CCQ In what context mi
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Page 43 and 44: The Positron Decision What the deci
Page 45 and 46: Règlement législatif des difficul
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Page 49 and 50: Additional Hypothecs Banque Nationa
Page 51 and 52: The Larouche Decision The deed cont
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The Larouche Decision Practical Sol
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L'arrêt Indalex de la Cour d'appel
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Transfer duties in Montreal
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Transfer Duties Basis of Imposition
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Sultan v. Gitman Sultan v. Gitman 2
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Sultan v. Gitman The clause in the
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Sultan v. Gitman In spite of all th
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Sultan v. Gitman Gitman appealed th
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Copropriété divise : jurisprudenc
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Copropriété divise : jurisprudenc
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The Provigo Decision Provigo Distri
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The Provigo Decision Facts (continu
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The Provigo Decision Decision with
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The Provigo Decision - The zoning b
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The Provigo Decision The Court conc
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