Koperasi Peduli Rakyat Sejahtera - Smecda

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Mardi hanya mengambil untung beberapa persen dari nilai jual seekor sapi (sekitar Rp 4-7 juta). “Saya berani pinjam ke koperasi karena ada yang bisa saya hasilkan. Saya takut ngutang. Saya baru bisa kembalikan pinjaman setelah sapi ini dijual. Karena saya dipercaya, dan saya bersedia dengan persyaratan yang berlaku, ya saya mau,” tutur Mardi lugu namun tegas. Tingkatkan Kinerja Penyaluran dan hasil Program Pengembangan Pengusaha Mikro dan Kecil melalui Bantuan Perkuatan Dana Bergulir bagi KSP di Sektor Agribisnis yang dilakukan melalui KSP Karya Usaha Dana Grabag cukup berhasil dan tepat sasaran. Namun, jajaran manajemen tak berbangga hati, sebagaimana jajaran dewan pengurus dan pengawas KSP Karya Usaha Dana Grabag tak berpangku tangan terhadap prestasi yang telah mereka raih. Pasalnya, mereka masih “gelisah” terhadap kurang optimalnya penggalangan dana dari anggota. Mereka mengakui, selama ini pemanfaatan dana yang sampai ke anggota, meskipun sudah cukup berhasil, masih mengandalkan modal dari luar. Hal itu mengemuka pada saat Rapat Anggota Tahunan di akhir 2008 silam. Oleh karena itu, mari kita upayakan secar bersamasama peran aktif nyata anggota,” tutur Sutaryono, ketua Pengawas KSP Karya Usaha Grabag pada kesempatan hajatan puncak itu. Kelik Murtandiya mengakui kelemahan koperasi yang ia pimpin. “Kami masih terus belajar dari kekurangan-kekurangan itu, meski kami sudah mencoba berbuat yang terbaik. Kami, misalnya, tak bosan untuk mengirimkan beberapa karyawan ke berbagai forum pelatihan peningkatan kompetensi,” aku Kelik merendah. “KSP Karya Usaha Dana Grabag di mata kami sudah cukup bagus. Karyanya nyata dan bisa dibuktikan di lapangan. Kami berharap ke depan KSP ini bisa berkinerja lebih baik,” kata Menurut Anik Indaryanti, Kasi Bina Usaha dan Permodalan Dinas <strong>Koperasi</strong> Dinas <strong>Koperasi</strong>, Perindustrian dan Perdagangan Kab. Magelang. “Bukan melulu soal besarnya aset, tetapi jangan lupa bahwa mengelola koperasi itu juga membutuhkan semangat. Nah, dari sisi itulah KSP Karya Usaha Dana Grabag harus dilihat,” simpul Kelik. Mardi anggota KSP Dana Grabag dan usaha penggemukan sapi yang ia kelola KSP Karya Usaha Dana Grabag Alamat : Jl. Stadion No 1 Grabag, Kab. Magelang, Provinsi Jawa Tengah Berdiri : 1 Maret 1997 Badan Hukum : No: 227/GH/II/2004, tanggal 22 November 2004 Tahun Perkuatan Modal : Tahun 2004 Jumlah Perkuatan Modal : Rp1 miliar Total Aset : Rp2.255.922.274 Manager : Kelik Murtandiya Ph Jumlah Anggota : 327 orang Jumlah Karyawan : 5 orang K o p e r a s i P e d u l i , R a k y a t S e j a h t e r a 59
KSP KARYA USAHA DANA GRABAG Magelang Regency – Central Java Agribusiness Between Merapi Slopes Just like a stamp that meets an enve lope, this is the story of agribusiness/ sector business development sought through KSP Karya Usaha Dana Grabag in Magelang Regency. The government of Magelang Regency since 2004 has issued a policy of agropolitan development. It means, such agribusiness development in Magelang Regency area stretched between Merapi and Merbabu Mountains obtains a serious attention from regional government. Of course, the government attention is not the only factor that makes KSP Karya Usaha Dana Grabag successful in running Micro and Small Entrepreneurs Development Through Capital Save Loan Cooperation (KSP) Strengthening in Agribusiness Sector from State Ministry of Cooperation and Small Middle Scale Enterprises. It would be more precise to say that the success of KSP Karya Usaha Dana Grabag is in the large wave of Magelang Regency success in developing its agribusiness sector. Such success is obviously the reflection of the seriousness and expertise of the administrators and management of KSP Karya Usaha Dana Grabag in managing fund. There is a harmonious cooperative relation among Cooperation Services, Industry and Trading of Magelang Regency. Magelang has added specific value. Grabag as a district area – on the slope of Merapi Mountain – has been known for a long time as an area that has a good “cooperation culture.” KUD Grabag is also known not only throughout Magelang Regency, but also Central Java Province. This culture also descended to the staff of KSP Karya Usaha Dana Grabag who grew–initially— as parts of such KUD Grabag. This KSP Karya Usaha Dana Grabag is quite a healthy cooperation. Even thought it was not established until 2004, this KSP immediately became participant of Micro and Small Entrepreneurs Development Program through Strengthening Scrolling Fund Aid for KSP in Agribusiness Sector in the same year, with strengthening fund in the amount of Rp 1 billion. This KSP is considered as having met the compulsory requirements. As a note, before this KSP was established, KUD Grabag had conducted save loan business management autonomy for more than three years. Now KSP Karya Usaha Dana Grabag has accounted its asset which is around Rp 2,255,922,274. The number of members as per 31 December 2008 is 481. Until this book was composed, the number of course has increased. The brief description provides clear dynamic that has been created all this time. “As a business entity with kinship and togetherness basis, management of KSP Karya Usaha Dana Grabag always tries to be close to members, or in this matter farmers, craftsmen, and animal farmers,” said Kelik Murtandiya, Chairman of this KSP. Such closeness becomes the key to success in distribution and control of cooperation fund utilization. These characteristics of kinship and mutual assistance are felt by a member of KSP Karya Usaha Dana Grabag, Doni Riskianto (48), a Kaligandu Village denizen, in Grabag. He obtained cooperation loan up to Rp 30 million to smoothen his cassava chips business. Thanks to the loan from cooperation, he could pay many farmers and pay his own installment after all his products are sold. 60 K o p e r a s i P e d u l i , R a k y a t S e j a h t e r a
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Koperasi Peduli Rakyat Sejahtera CO
Page 4 and 5:
FOREWORD Micro and small Entreprene
Page 6 and 7:
PREFACE Our gratitude is addressed
Page 8 and 9:
INDEX Froeword from State Minister
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Koperasi Peduli Rakyat Sejahtera CO
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yang bergerak di usaha kecil dan mi
Page 14 and 15:
Seorang anggota Kopdit Obor Mas (NT
Page 16 and 17:
sector; to increase KSP manager Hum
Page 18 and 19: introspektif itu ternyata masih rel
Page 20 and 21: dilanjutkan dengan nama “Program
Page 22 and 23: pinjaman dana bergulir untuk membia
Page 24 and 25: Sebagian besar KSP tadinya merupaka
Page 26 and 27: that even though it is not everythi
Page 28 and 29: ing Fund Strengthening Aid For Sect
Page 30 and 31: mengukur tingkat keberhasiloan pela
Page 32 and 33: Cooperation (KSP) engaging in Agrib
Page 34 and 35: SUMATERA BARAT West Sumatera K o p
Page 36 and 37: Salah satu usaha kecil menengah yan
Page 38 and 39: Sekadar contoh, ada anggota yang bi
Page 40 and 41: Kantor KSP Lumbuang Pusako K o p e
Page 42 and 43: Usaha kecil yang mendapat bantuan m
Page 44 and 45: Usaha kerupuk Sanjai Marisa anggota
Page 46 and 47: animal farmings. Whereas as to trad
Page 48 and 49: JAWA BARAT West Java K o p e r a s
Page 50 and 51: Suasana ketika salah seorang anggot
Page 52 and 53: KSP RUKUN IKHTIAR BANDUNG Still Exi
Page 54 and 55: Kelompok belajar Pendidikan Anak Us
Page 56 and 57: Peternakan kambing milik Kelompok T
Page 58 and 59: KSP Trisula Majalengka The Progress
Page 60 and 61: Mukti. Pendirian KSP Wahana Arta Mu
Page 62 and 63: KSP WAHANA ARTA MUKTI If there is n
Page 64 and 65: JAWA TENGAH Central Java K o p e r
Page 66 and 67: angan Pengusaha Mikro dan Kecil Mel
Page 70 and 71: Pasar agropolitan Grabag, tempat pa
Page 72 and 73: telah tertransformasi ke dalam etos
Page 74 and 75: Pusat Grosir, salah satu jenis usah
Page 76 and 77: Kantor KSP Utama Karya K o p e r a
Page 78 and 79: Beberapa bulan sebelumnya, ia dan t
Page 80 and 81: Terasi udang, salah satu produk usa
Page 82 and 83: Aktivitas produksi batik pada sebua
Page 84 and 85: JAWA TIMUR East Java K o p e r a s
Page 86 and 87: Suasana kantor pelayanan KSP Lestar
Page 88 and 89: Contoh-contoh kartu undangan produk
Page 90 and 91: KSP Lestari Mandiri Malang, East Ja
Page 92 and 93: NUSA TENGGARA BARAT West Nusa Tengg
Page 94 and 95: Anggota KSP Karya Mandiri ketika me
Page 96 and 97: KSP KARYA MANDIRI JEROWARU DISTRICT
Page 98 and 99: Lahan pertanian padi yang dikelola
Page 100 and 101: KSP RINJANI PERKASA AT SELONG REGEN
Page 102 and 103: NUSA TENGGARA TIMUR East Nusa Tengg
Page 104 and 105: perjalanannya disadari bahwa kelomp
Page 106 and 107: KOPDIT OBOR MAS Sikka Life Light at
Page 108 and 109: memberikan bunga pinjaman hanya 1,5
Page 110 and 111: KOPDIT SWASTI SARI Kupang, East Nus
Page 112 and 113: KALIMANTAN TENGAH Central Kalimanta
Page 114 and 115: anggota. “Amanah bukan sekadar da
Page 116 and 117: Pengurus KSP Surya Sekawan mengunju
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KSP SURYA SEKAWAN Kapuas Being Frie
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SULAWESI UTARA South Sulawesi K o p
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hanya dari bank milik pemerintah da
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KSP AYAMEN MANDIRI Clove Farmers Pa
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Sumiati dan usaha budidaya ikan air
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Salah satu indikator, misalnya, bis
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Lahan persawahan di Kabupaten Minah
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SULAWESI TENGGARA Southeast Sulawes
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Rumput laut hasil produksi usaha ta
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Inspirasi La Rimu Menjadi petani ru
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Aktivitas petani rumput laut anggot
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Aktivitas KSP Mina Sejahtera dalam
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Aktivitas anggota KSP Mina Sejahter
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Para pengurus KSP Mina Sejahtera K
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MALUKU Maluku K o p e r a s i P e d
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Aktivitas usaha penggilingan gabah
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Lahan pertanian yang dikelola oleh
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Para pengurus KSP Cipta Mandiri K o
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esar tidak hanya bagi peningkatan k
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pacity increase. In the favorable b
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