Detailed Project Report - Commissionerate of Rural Development ...

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District Watershed Development Unit - Jamnagar Bhint 2. Self Help Group Self Help Groups are motivated, small homogenous group organized together through highly successful of credit and thrift activities. Self help group initiative especially for women help to uplift their livelihood. Generally self help group includes landless and marginal sized farm women, BPL household, SC/ST women. SHG initiative in Vinjalpar project was being organized by having a focused group discussion between various homogenous communities of women based on their livelihood separately. Each group discussed their basic problems with their facilitators. The major problems identified are: a) Lack of proper credit facilities due to low intervention of formal financial credit instititutes. b) Excessive exploitation of weaker section by money lenders c) Lack of attitude of saving among poor people due to complex and rigid conventional financial institution structures. d) Lack of small micro-loans without collaterals and high interest rates. e) Lack of knowledge on credit, Thrift activity and banking. f ) Less knowledge of record keeping due to lack of guidance and training g) There is no specific goal and vigion With a view point of these problems it was planned to organize these women into a group consisting of 12 to 20 in each groups and it was also proposed to have 8 groups. With a detailed discussion with some of the local NGOs working in the area like SEW A, it was planned to have some capacity building training regarding SHG activities. It was also proposed to have some livelihood activities which will promote women empowerment this included spices packing, embroidery activities with forward and backward linkage. This will ultimately lead into better human development in the village. Detailed Project Report – IWMP-1 (Patan )
District Watershed Development Unit - Jamnagar Table no. 32: SHG detail Sr. No. Total no. of registered SHGs No. of members No. of SC/ST in each category No. of BPL in each category With With only With Total Categories M F Total M F Total M F Total only Men Women both (i) Landless 102 17 119 3 0 3 74 10 84 19 3 1 23 (ii) MF 5 1 6 0 0 0 6 2 8 (iii) SF 48 5 53 0 0 0 15 2 17 n (iv) SF LF 0 0 0 0 0 0 0 0 0 Total 19 3 1 23 155 23 178 3 0 3 95 14 109 3. User Group: Detailed Project Report – IWMP-1 (Patan ) (in) MF (iv) LF These are homogeneous groups of persons having landholding within the watershed area. They are normally formed to manage an activity or asset on a long .term basis. The user group collect user charges from their members. Some of the points which were considered while forming a user group in Patan were : 1) In case of a checkdam all the beneficiaries of the individual check dam where involved as user group members. 2] In case of Fodder bank all the individual beneficiaries of animal husbandry are considered as potential members. 3) Membership was on voluntary and democratic. Focused group discussion was conducted to between the user groups to discuss the above conditions and to select potentia members. It was advocated that each group to formulate certain internal rules and have a feeling of ownership with community spirit.
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