PROCEEDINGS May 15, 16, 17, 18, 2005 - Casualty Actuarial Society

ARCHITECTURE FOR RESIDENTIAL PROPERTY INSURANCE RATEMAKING 551REFERENCES[1] American Academy of Actuaries, Risk Classification Statementof Principles, 1990.[2] Applied Research Associates, Inc., Development of LossRelativities for Wind Resistive Features of Residential Structures,Florida Department of Community Affairs (contractnumber 02-RC-11-14-00-22-003), 2001.[3] Burger, George, Beth E. Fitzgerald, Jonathan White, andPatrick B. Woods, “Incorporating a Hurricane Model intoProperty Ratemaking,” CAS Forum, Winter 1996, pp. 129—190.[4] Casualty Actuarial Society, Statement of Principles RegardingProperty and Casualty Insurance Ratemaking, as adoptedMay 1988, Casualty Actuarial Society Yearbook 2003, p.335.[5] Christopherson, Steven, and Debra L. Werland, “Usinga Geographic Information System to Identify TerritoryBoundaries,” CAS Forum, Winter 1996, pp. 191—211.[6] Clark, Karen M., “A Formal Approach to Catastrophe RiskAssessment and Management,” PCAS LXXIII, pp. 69—92.[7] Cummins,J.D.,etal.,Risk Classification in Life Insurance,Kluwer Nijhoff, 1983, ch. 3.[8] Hays, David H., and W. Scott Farris, “Pricing the CatastropheExposure in Homeowners Ratemaking,” CAS DiscussionPaper Program, 2, 1990, pp. 559—605.[9] Hogg, Robert V., and Stuart A. Klugman, “Applications ofDistributional Models,” Loss Distributions, John Wiley andSons, 1984, ch. 5.[10] Homan, Mark J., “Homeowners Insurance Pricing,” CASDiscussion Paper Program, May 1990, pp. 719—780.[11] Homan, Mark J., “Reflecting Reinsurance Costs in Rate Indicationsfor Homeowners Insurance,” CAS Forum,Winter1997, pp. 223—254.