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Udmåling af erstatning ved personskade og tab af forsørger - Krim

Udmåling af erstatning ved personskade og tab af forsørger - Krim

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29 3<br />

actual life and his ability to work) and depends on the<br />

age of the injured person.<br />

In the case of permanent disability or death, the indemni-<br />

ty for future loss is usually assessed on the basis of the<br />

net wage which the injured or deceased earned at the time<br />

of the accident (the wage of the deceased being reduced by<br />

one third to take account of his private consumption).<br />

The Italian courts usually apply a special method to off-<br />

set the effects of inflation obser<strong>ved</strong> between the date of<br />

the accident and that of the judgement. The total loss is<br />

first calculated according to the value as per the date of<br />

the accident. Subsequently the indemnity is revalor ised to<br />

correspond to the value effective on the day of the rul-<br />

ing, i.e. an additional sum as compensation for devalua-<br />

tion (svalutaziono) is awarded amounting up to 20% per<br />

year. Recently, however, instead of using this method,<br />

some courts prefer to assess damages according to the sup-<br />

posed earnings of the victim on the day of the judgement.<br />

When speaking about the level of damages in Italy, one has<br />

to bear in mind that the sums insured are often very low:<br />

In motor third party liability insurance, the mininum<br />

coverage provided by law amounts to 50 million Lire for<br />

one injured or killed person and 100 million Lire for<br />

personal injury per any one event. Even if policyholders<br />

usually take out higher voluntary coverage, this might<br />

still prove insufficient in the most serious cases.<br />

3.6 Spain<br />

Court and out-of-court practice in Spain adheres to in-<br />

demnification of loss consequent on disability or death of<br />

breadwinner in the form of a lump sum. The sums awarded<br />

are fixed according to abstract standards.

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