Download - University of Maryland Eastern Shore

a student does not have a means of reliable transportation, they may take public transportation
or arrange for private transportation if needed. Lack of transportation will not be accepted as
an excused absence for non-attendance or tardiness at experiential or clinical rotations.
HEALTH INSURANCE
All students are required to provide documentation that they have health insurance. All
Student Pharmacists (including international students) will be automatically enrolled in the
university student health insurance plan each term. The policy is very basic, actual coverage is
outlined in brochures available for pick up at the Student Health Center.
1. Domestic professional students can opt out of the university policy (International
professional students CANNOT opt out). To decline enrollment in the university
health insurance plan he or she must do ALL three of the following:
a. Have health history and up-to-date immunization records on file at the
student health center
b. Present a current valid health insurance card providing proof of health
coverage
c. Submit the online Waiver Form declining enrollment in the university
plan
(Please Note: All three criteria must be met in order to avoid being charged for insurance.)
The cost of health insurance for domestic students is $48.00 per term, for international
students $257.00 per term.
LIABILITY/MALPRACTICE INSURANCE
The School of Pharmacy purchases and maintains professional liability/malpractice insurance
for its students for claims and judgments arising out of their activities during the site
assignment. Coverage shall be under the group insurance policy purchased by the Maryland
State Treasurer for health occupations students of Maryland public higher education
institutions.
What is Covered?
Annual coverage is offered from July 1 through June 31 of the following year, for malpractice
liability throughout a student’s enrollment in the Doctor of Pharmacy program. This includes
under the definition of malpractice ‘error, omission, or negligence’ in the performance of duties
as a student in all IPPE and APPE experiential and service learning activities. Students in the
Doctor of Pharmacy program are required to carry malpractice insurance throughout their time
in the professional program.
What are the Limits of Coverage?
Limits under the group insurance policy purchased by the Maryland State Treasurer for health
occupations students of Maryland public higher education institutions are $1,000,000.00 per
incident and $3,000,000.00 in the aggregate ($2,000,000.00 per incident and $6,000,000.00 in
the aggregate for sites in Virginia). The pharmacy education program includes all practical
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