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FINANCIAL AID INFORMATION
For detailed information on financial aid programs and policies at University of Maryland
Eastern Shore, please refer to the University’s Financial Aid Policies and Procedures available
online at www.umes.edu/financialaid, and to The Student Guide published annually by the U.S.
Department of Education. Copies of both publications may be obtained from:
Office of Student Financial Aid
Student Development Center
Princess Anne, MD 21853
Telephone: (410) 651-6172
Fax: (410) 651-7670
STUDENT RIGHTS AND RESPONSIBILITIES
You Have the Following Rights:
You have the right to be notified when money is credited to your account.
You have the right to privacy.
You have the right to know what financial aid programs are available at UMES.
You have the right to a complete explanation of the award process.
You have the right to know the Financial Aid Office's Satisfactory Academic Progress Policy.
You have the right to know the UMES Refund Policy.
You have the right to cancel a student loan within 10 days from the time the funds were
posted to your account.
You Are Responsible For the Following:
Reading and understanding all forms and agreements that you sign.
Following all directions carefully.
Submitting honest and accurate information regarding your financial circumstances.
Submitting required documentation in a timely fashion.
Signing a promissory and a statement of rights and responsibilities.
Informing the Financial Aid Office of additional sources of financial aid received.
Resubmitting your FAFSA or renewal application for aid each year.
A First Time UMES Student Loan borrower must attend an entrance counseling session.
A graduating or exiting student loan borrower must attend an exit counseling session.
NOTE: Care has been taken to ensure the accuracy of this information. However, the information is
susceptible, to unintended error and is subject to changes in Federal, State, and institutional policies
without prior notice. Contact the University of Maryland Eastern Shore’s Office of Student Financial Aid
for updated information on financial aid.
TYPES OF FINANCIAL AID
Applicants seeking financial aid may be considered for loans, grants, scholarships and student
employment (descriptions of these programs are provided in the Financial Aid Policies and
Procedures available online at www.umes.edu/financialaid). The following types of financial
aid are available to incoming Student Pharmacists:
The Federal Direct Stafford Loans (Subsidized and Unsubsidized)
Health Professions Student Loans (HPSL)
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