<strong>The</strong> Secret of Easy Things 39 <strong>The</strong> Cost of Waiting Accum. Accum. Age Payment Total Payment Total 24 $2,000 $2,240 0 0 25 2,000 4,749 0 0 26 2,000 7,559 0 0 27 2,000 10,706 0 0 28 2,000 14,230 0 0 29 2,000 18,178 0 0 30 0 20,359 $2,000 $2,240 31 0 22,803 2,000 4,749 32 0 25,539 2,000 7,559 33 0 28,603 2,000 10,706 34 0 32,036 2,000 14,230 35 0 35,880 2,000 18,178 36 0 40,186 2,000 22,599 37 0 45,008 2,000 27,551 38 0 50,409 2,000 33,097 39 0 56,458 2,000 39,309 40 0 63,233 2,000 46,266 41 0 70,821 2,000 54,058 42 0 79,320 2,000 62,785 43 0 88,838 2,000 72,559 44 0 99,499 2,000 83,507 45 0 111,438 2,000 95,767 46 0 124,811 2,000 109,499 47 0 139,788 2,000 124,879 48 0 156,563 2,000 142,105 49 0 175,351 2,000 161,397 50 0 196,393 2,000 183,005 51 0 219,960 2,000 207,206 52 0 246,355 2,000 234,310 53 0 275,917 2,000 264,668 54 0 309,028 2,000 298,668 55 0 346,111 2,000 336,748 56 0 387,644 2,000 379,398 57 0 434,161 2,000 427,166 58 0 486,261 2,000 480,665 59 0 544,612 2,000 540,585 60 0 609,966 2,000 607,695 61 0 683,162 2,000 682,859 62 0 765,141 2,000 767,042 63 0 856,958 0 861,327 64 0 959,793 0 966,926 65 0 $1,074,968 0 $1,085,197
40 <strong>The</strong> <strong>Slight</strong> <strong>Edge</strong> “But what if I’m not twenty-four—what if I’m forty-four? Or sixty-four? Does that mean I’ve missed the boat—are you saying it’s too late for me?” Not at all. You’re never too old, and it’s never too late, to start applying <strong>Slight</strong> <strong>Edge</strong> tactics to achieve your dreams, financial and otherwise. In fact, best-selling author David Bach has written an excellent book titled Start Late, Finish Rich, addressing exactly that issue. Like all the other books I list in the Appendix, it’s a great companion to <strong>The</strong> <strong>Slight</strong> <strong>Edge</strong>. My point is simply that there is a cost to waiting. It’s never too late to start. It’s always too late to wait. Just ask Ramona B. Jenkins of Baltimore, a fan of <strong>The</strong> <strong>Slight</strong> <strong>Edge</strong>: Before reading <strong>The</strong> <strong>Slight</strong> <strong>Edge</strong>, money management wasn’t one of my strong suits. After reading and re-reading the book several times, I began depositing a designated amount from each paycheck into a savings account, which soon became a compound interest-bearing account. It has been amazing to see the results of a simple decision to consistently save. I hope like Ramona you decide to make a <strong>Slight</strong> <strong>Edge</strong> commitment to your financial future. What You Do Matters I am as passionate about personal health and fitness as I am about financial health. I believe your health is your most prized possession. It amazes me how many people pay no attention to their health. Do you know anyone who would eat a quart of Crisco or a pound of butter a day? Hey, my cholesterol’s down to 239, I need to get it up over 400. <strong>The</strong>re are still a few arteries flowing and I need to get ’em all clogged, right now, today! Does anyone believe that’s the way to good health? Of course not. <strong>The</strong>n why do we act like we do? You know what you’re supposed to eat. We all do. Fresh fruits and vegetables, complex carbs, salads, whole foods, lean meats, more fish and poultry than beef ... You know it, I know it, we all know it. So why do so many of us still go out and chow down cheeseburgers and fries every day? I’ll tell you why: because it won’t kill us. Not today. If you ate a cheeseburger and immediately suffered a near-fatal heart attack, would you ever go near a cheeseburger again? I doubt it. It may take twenty or thirty years, but when you add up the compounded interest on all that high-fat,
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ChAPTER 7 Two life Paths Two roads
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E _ Simple Errors in Judgement old
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Two life Paths 99 Author Jerry Wils
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Two life Paths 101 and conditions,
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Two life Paths 103 “My recovery i
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Two life Paths 105 successful.” A
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PART TWO Mastering Your Life
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116 The Slight Edge very beginning.
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118 The Slight Edge There is someth
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120 The Slight Edge Tension is unco
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122 The Slight Edge It’s not hard
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124 The Slight Edge conditioner ven
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126 The Slight Edge Shortly after m
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128 The Slight Edge Harness the Pow
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130 The Slight Edge go with the flo
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132 The Slight Edge Harness the Pow
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134 The Slight Edge like those cabl
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136 The Slight Edge Some like keepi
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140 The Slight Edge Results Come La
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142 The Slight Edge I also don’t
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144 The Slight Edge Note that this
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148 The Slight Edge Knowing the Sli
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150 The Slight Edge you’re probab
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152 The Slight Edge eventually look
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154 The Slight Edge So take heart:
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156 The Slight Edge Investing in Pe
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160 The Slight Edge Not at all. You
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166 The Slight Edge “And he will!
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168 The Slight Edge After many year
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170 The Slight Edge In this next se
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172 The Slight Edge Amber is in gre
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178 The Slight Edge We never know w
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180 The Slight Edge The Slight Edge
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182 The Slight Edge One simple dail
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184 The Slight Edge Usually, break-
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188 The Slight Edge Successful peop
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190 The Slight Edge are on the rise
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196 The Slight Edge I also know tha
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198 The Slight Edge aspirations a r
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life-Transforming Resources The Hap
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About the Author JEFF OLSON has spo
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“The Slight Edge makes you aware