1. la prima fase - Atti amministrativi del Comune di Prato

GENERAL INSURANCE BUSINESS27194.364.9%127.93turnaround upward trend recorded in 2000. Net premiums experienced aslower growth of 4.9% to $12,793 million.7.9%154.0212.1%40.3420013.123.973.81200129.8%2.15Gross premiums for direct business grew by 7.9% to $15,402 million, whilstthat for reinsurance inward business grew by 12.1% to $4,034 million.The increase in premiums in 2001 was largely due to an overall hardening ofpremium rates charged by insurers, compounded with a general rise inreinsurance cost.Accident & Health, Motor Vehicle and General Liability businesses contributedsubstantially to the premium rise in 2001, achieving an increase of $312million, $397 million and $381 million respectively. For Miscellaneousbusiness, the growth was attributable to the 29.8% or $215 million rise in thegross premiums for Pecuniary Loss business, comprised mostly of mortgageinsurance.20013.8%1.803.4%As regards other classes, Property Damage business saw a modest growth of3.8% or $180 million in gross premiums in 2001, whilst Goods In Transitbusiness was the only class that recorded a slight decline of 3.4%.2.2 Figure 2.2Premiums of Direct and Reinsurance Inward Business$million20,000 +5.3%18,00016,000-8.0%-7.8%+8.1%+8.8%14,00012,000+5.0%-3.3%-8.9%+9.6%+4.9%10,0008,0006,0004,0002,00001997 1998 1999 2000 2001Gross PremiumsNet Premiums