FORTIS B FIX 2006 - BNP Paribas Investment Partners
FORTIS B FIX 2006 - BNP Paribas Investment Partners
FORTIS B FIX 2006 - BNP Paribas Investment Partners
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Bijlage 2 : Voorbeeld<br />
(dat louter ter indicatie wordt verschaft)<br />
Scenario 1<br />
Observatiedagen 10-jaars EUR-swaprente 2-jaars EUR-swaprente Berekening Toegekende meerwaarde (1)<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
31/03/2011 5,10% 3,20% 3*(5.10% - 3.20%) = 5.70% 5,70%<br />
30/03/2012 5,60% 3,10% 3*(5.60% - 3.10%) = 7.50% 7,50%<br />
28/03/2013 6,00% 3,45% 3*(6.00% - 3.45%) = 7.65% 7,65%<br />
31/03/2014 5,70% 3,50% 3*(5.70% - 3.50%) = 6.60% 6,60%<br />
31/03/2015 7,10% 2,00% 3*(7.10% - 2.00%) = 15.30% 10,00%<br />
31/03/2016 7,30% 2,10% 3*(7.30% - 2.10%) = 15.60% 10,00%<br />
31/03/2017 5,20% 2,60% 3*(5.20% - 2.60%) = 7.80% 7,80%<br />
21/09/2018 4,70% 2,30% 3*(4.70% - 2.30%) = 7.20% 7,20%<br />
Som van de meerwaarden 82,45%<br />
NIW op vervaldag (1) € 1.824,50<br />
Actuarieel rendement 4,92%<br />
Scenario 2<br />
Observatiedagen 10-jaars EUR-swaprente 2-jaars EUR-swaprente Berekening Toegekende meerwaarde (1)<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
31/03/2011 4,25% 3,20% 3*(4.25% - 3.20%) = 3.15% 3,15%<br />
30/03/2012 4,60% 4,00% 3*(4.60% - 4.00%) = 1.80% 2,50%<br />
28/03/2013 5,00% 4,20% 3*(5.00% - 4.20%) = 2.40% 2,50%<br />
31/03/2014 4,30% 3,50% 3*(4.30% - 3.50%) = 2.40% 2,50%<br />
31/03/2015 4,20% 3,75% 3*(4.20% - 3.75%) = 1.35% 2,50%<br />
31/03/2016 3,90% 2,80% 3*(3.90% - 2.80%) = 3.30% 3,30%<br />
31/03/2017 3,50% 2,60% 3*(3.50% - 2.60%) = 2.70% 2,70%<br />
21/09/2018 3,20% 2,30% 3*(3.20% - 2.30%) = 2.70% 2,70%<br />
Som van de meerwaarden 41,85%<br />
NIW op vervaldag (1) € 1.418,50<br />
Actuarieel rendement 2,83%<br />
Scenario 3<br />
Observatiedagen 10-jaars EUR-swaprente 2-jaars EUR-swaprente Berekening Toegekende meerwaarde (1)<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
31/03/2011 6,95% 1,90% 3*(6.95% - 1.90%) = 15.15% 10,00%<br />
30/03/2012 5,50% 4,00% 3*(5.50% - 4.00%) = 4.50% 4,50%<br />
28/03/2013 5,50% 4,10% 3*(5.50% - 4.10%) = 4.20% 4,20%<br />
31/03/2014 4,30% 3,50% 3*(4.30% - 3.50%) = 2.40% 2,50%<br />
31/03/2015 6,00% 3,75% 3*(6.00% - 3.75%) = 6.75% 6,75%<br />
31/03/2016 3,90% 2,80% 3*(3.90% - 2.80%) = 3.30% 3,30%<br />
31/03/2017 4,00% 2,60% 3*(4.00% - 2.60%) = 4.20% 4,20%<br />
21/09/2018 3,90% 2,30% 3*(3.90% - 2.30%) = 4.80% 4,80%<br />
Som van de meerwaarden 60,25%<br />
NIW op vervaldag (1) € 1.602,50<br />
Actuarieel rendement 3,84%<br />
(1) Voor aftrek van kosten en van taksen.<br />
<strong>FORTIS</strong> B <strong>FIX</strong> <strong>2006</strong> - Prospectus - versie MEI 2011 68 / 372
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