FORTIS B FIX 2006 - BNP Paribas Investment Partners
FORTIS B FIX 2006 - BNP Paribas Investment Partners
FORTIS B FIX 2006 - BNP Paribas Investment Partners
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Bijlage 2 : Voorbeeld<br />
(dat louter ter indicatie wordt verschaft)<br />
Scenario 1<br />
Observatiedagen 10-jaars EUR-swaprente 2-jaars EUR-swaprente Berekening Toegekende meerwaarde (1)<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
29/07/2011 5,20% 3,35% 3*(5,20% - 3,35%) = 5,55% 5,55%<br />
31/07/2012 5,80% 3,40% 3*(5,80% - 3,40%) = 7,20% 7,20%<br />
31/07/2013 4,80% 2,10% 3*(4,80% - 2,10%) = 8,10% 8,10%<br />
31/07/2014 4,60% 2,05% 3*(4,60% - 2,05%) = 7,65% 7,65%<br />
31/07/2015 5,50% 2,70% 3*(5,50% - 2,70%) = 8,40% 8,40%<br />
29/07/2016 6,80% 2,95% 3*(6,80% - 2,95%) = 11,55% 10,00%<br />
31/07/2017 6,90% 3,60% 3*(6,90% - 3,60%) = 9,90% 9,90%<br />
24/01/2019 6,70% 2,80% 3*(6,70% - 2,80%) = 11,70% 10,00%<br />
Som van de meerwaarden 86,80%<br />
NIW op vervaldag (1) € 1.868,00<br />
Actuarieel rendement 5,12%<br />
Scenario 2<br />
Observatiedagen 10-jaars EUR-swaprente 2-jaars EUR-swaprente Berekening Toegekende meerwaarde (1)<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
29/07/2011 4,30% 3,90% 3*(4,30% - 3,90%) = 1,20% 3,75%<br />
31/07/2012 4,05% 3,15% 3*(4,05% - 3,15%) = 2,70% 3,75%<br />
31/07/2013 3,85% 2,95% 3*(3,85% - 2,95%) = 2,70% 3,75%<br />
31/07/2014 4,15% 3,50% 3*(4,15% - 3,50%) = 1,95% 3,75%<br />
31/07/2015 4,40% 3,85% 3*(4,40% - 3,85%) = 1,65% 3,75%<br />
29/07/2016 4,65% 3,95% 3*(4,65% - 3,95%) = 2,10% 3,75%<br />
31/07/2017 4,20% 3,45% 3*(4,20% - 3,45%) = 2,25% 3,75%<br />
24/01/2019 3,90% 3,10% 3*(3,90% - 3,10%) = 2,40% 3,75%<br />
Som van de meerwaarden 50,00%<br />
NIW op vervaldag (1) € 1.500,00<br />
Actuarieel rendement 3,29%<br />
Scenario 3<br />
Observatiedagen 10-jaars EUR-swaprente 2-jaars EUR-swaprente Berekening Toegekende meerwaarde (1)<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
- - - 5,00%<br />
29/07/2011 6,20% 2,25% 3*(6,20% - 2,25%) = 11,85% 10,00%<br />
31/07/2012 5,85% 3,50% 3*(5,85% - 3,50%) = 7,05% 7,05%<br />
31/07/2013 5,50% 4,25% 3*(5,50% - 4,25%) = 3,75% 3,75%<br />
31/07/2014 4,60% 3,75% 3*(4,60% - 3,75%) = 2,55% 3,75%<br />
31/07/2015 6,20% 3,80% 3*(6,20% - 3,80%) = 7,20% 7,20%<br />
29/07/2016 4,00% 2,70% 3*(4,00% - 2,70%) = 3,90% 3,90%<br />
31/07/2017 4,25% 3,10% 3*(4,25% - 3,10%) = 3,45% 3,75%<br />
24/01/2019 4,60% 3,25% 3*(4,60% - 3,25%) = 4,05% 4,05%<br />
Som van de meerwaarden 63,45%<br />
NIW op vervaldag (1) € 1.634,50<br />
Actuarieel rendement 4,00%<br />
(1) Voor aftrek van kosten en van taksen.<br />
<strong>FORTIS</strong> B <strong>FIX</strong> <strong>2006</strong> - Prospectus - versie MEI 2011 96 / 372
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