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2007 Annual Report - AIG.com

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Around the world, the middle<br />

class is growing and has<br />

more disposable in<strong>com</strong>e for<br />

housing, cars, life insurance,<br />

consumer goods and travel.<br />

This trend will continue to<br />

increase demand for <strong>AIG</strong>’s<br />

personal lines, travel insurance,<br />

consumer lending<br />

products and International<br />

Lease Finance Corporation’s<br />

modern aircraft.<br />

Increases in severe risks<br />

continue to be a challenge for<br />

all global businesses. At <strong>AIG</strong>,<br />

our underwriting experience<br />

and expertise enable us to<br />

respond to potentially devastating<br />

exposures our customers<br />

face. For example,<br />

in <strong>2007</strong> we formed <strong>AIG</strong><br />

Homeland Security Solutions SM<br />

to provide businesses with<br />

access to insurance and risk<br />

management products related<br />

to terrorism incidents and<br />

other catastrophic events.<br />

Corporate responsibility for<br />

social, environmental and<br />

governance issues is a trend<br />

that is accelerating, and<br />

<strong>AIG</strong> has been proactive in<br />

this area. We take pride<br />

in providing solutions that<br />

create long-term value for<br />

our customers—such as<br />

<strong>AIG</strong> Environmental’s<br />

Sustain-a-Build SM Initiative,<br />

which provides policyholders<br />

with premium discounts<br />

for properties certified under<br />

the U.S. Green Building<br />

Council’s Leadership in<br />

Energy and Environmental<br />

Design (LEED ® ) Green<br />

Building Rating System TM .<br />

WE SEE GROWING DEMAND FOR PRODUCTS AND SERVICES ARISING FROM EVOLVING ECONOMIC AND<br />

DEMOGRAPHIC TRENDS. <strong>AIG</strong> has always been adept at staying ahead of important macro trends.<br />

But what truly differentiates us is how we leverage our unique strengths to capitalize on<br />

growth opportunities. <strong>AIG</strong>’s financial strength, worldwide footprint and diversified businesses<br />

enable us to respond quickly and effectively to our customers. Fueled by our entrepreneurial<br />

culture, the <strong>AIG</strong> franchise has an unequaled <strong>com</strong>petitive advantage and growth platform.<br />

<strong>AIG</strong> <strong>2007</strong> <strong>Annual</strong> <strong>Report</strong> 15

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