2012 Registration document and annual financial report - BNP Paribas

4CONSOLIDATEDFINANCIAL STATEMENTS - YEAR ENDED 31 DECEMBER 2012Notes to the financial statements5.f INTERBANK AND MONEY-MARKET ITEMS➤ LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONSIn millions of euros 31 December 2012 31 December 2011On demand accounts 8,665 12,099Loans 28,250 35,130Repurchase agreements 4,028 2,847TOTAL LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS, BEFORE IMPAIRMENTPROVISIONS 40,943 50,076of which doubtful loans 995 976Provisions for impairment of loans and receivables due from credit institutions (note 2.f) (537) (707)specific provisions (508) (696)collective provisions (29) (11)TOTAL LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS, NET OF IMPAIRMENTPROVISIONS 40,406 49,3694➤ DUE TO CREDIT INSTITUTIONSIn millions of euros 31 December 2012 31 December 2011On demand accounts 9,840 18,308Borrowings 93,862 119,324Repurchase agreements 8,033 11,522TOTAL DUE TO CREDIT INSTITUTIONS 111,735 149,1545.g CUSTOMER ITEMS➤ LOANS AND RECEIVABLES DUE FROM CUSTOMERSIn millions of euros 31 December 2012 31 December 2011On demand accounts 43,434 38,448Loans to customers 583,469 624,229Repurchase agreements 2,177 1,421Finance leases 27,965 29,694TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS, BEFORE IMPAIRMENT PROVISIONS 657,045 693,792of which doubtful loans 42,453 43,696Impairment of loans and receivables due from customers (note 2.f) (26,525) (27,958)specific provisions (22,213) (23,103)collective provisions (4,312) (4,855)TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS, NET OF IMPAIRMENT PROVISIONS 630,520 665,8341482012 Registration document and annual financial report - BNP PARIBAS