2012 Registration document and annual financial report - BNP Paribas

4CONSOLIDATEDFINANCIAL STATEMENTS - YEAR ENDED 31 DECEMBER 2012Notes to the financial statements5.h PAST-DUE LOANS, WHETHER IMPAIRED OR NOT, AND RELATED COLLATERAL OR OTHERGUARANTEESThe following table presents the carrying amounts of financial assets that are past due but not impaired and impaired assets and related collateral orother guarantees. The amounts shown are stated before any provision on a portfolio basis.The amounts shown for collateral and other guarantees correspond to the lower of the value of the collateral or other guarantee and the value of thesecured assets.4In millions of eurosTotalMaturities of unimpaired past-due loansUp to 90daysBetween90 daysand 180daysBetween180 daysand 1 yearMorethan 1yearImpairedassets andcommitmentscovered byprovisionsTotal loansandcommitmentsCollateralreceived inrespect ofunimpairedpast-dueloans31 December 2012Collateralreceived inrespect ofimpairedassetsAvailable-for-sale financial assets(excl. variable-income securities) - - - - - 49 49 - -Loans and receivables due fromcredit institutions 125 105 20 - - 487 612 49 318Loans and receivables due fromcustomers 16,438 15,709 605 45 79 20,240 36,678 9,734 11,429Held-to-maturity financial assets - - - - - - - - -Past-due assets, net of individualimpairment provisions 16,563 15,814 625 45 79 20,776 37,339 9,783 11,747Financing commitments given 739 739 72Guarantee commitments given 720 720 376Off-balance sheet nonperformingcommitments, net ofprovisions 1,459 1,459 - 448TOTAL 16,563 15,814 625 45 79 22,235 38,798 9,783 12,195In millions of eurosTotalMaturities of unimpaired past-due loansUp to 90daysBetween90 daysand 180daysBetween180 daysand 1 yearMorethan 1yearImpairedassets andcommitmentscovered byprovisionsTotalloans andcommitmentsCollateralreceived inrespect ofunimpairedpast-dueloans31 December 2011Collateralreceived inrespect ofimpairedassetsAvailable-for-sale financial assets(excl. variable-income securities) - - - - - 72 72 - 2Loans and receivables due fromcredit institutions 501 466 14 5 16 335 836 244 90Loans and receivables due fromcustomers 17,408 16,578 688 114 28 20,533 37,941 10,989 9,691Held-to-maturity financial assets - - - - - 63 63 - -Past-due assets, net of individualimpairment provisions 17,909 17,044 702 119 44 21,003 38,912 11,233 9,783Financing commitments given 559 559 106Guarantee commitments given 1,156 1,156 571Off-balance sheet non-performingcommitments, net of provisions 1,715 1,715 - 677TOTAL 17,909 17,044 702 119 44 22,718 40,627 11,233 10,4601502012 Registration document and annual financial report - BNP PARIBAS