2012 Registration document and annual financial report - BNP Paribas

6INFORMATIONON THE PARENT COMPANY FINANCIAL STATEMENTSNotes to the parent company financial statementsNote 4. NOTES TO THE BALANCE SHEET AT 31 DECEMBER 20124.a AMOUNTS DUE FROM AND DUE TO CREDIT INSTITUTIONSIn millions of euros, at 31 December 2012 31 December 2011Loans and receivables 171, 447 215, 020Demand accounts 6, 605 15, 595Term accounts and loans 159, 060 192, 945Subordinated loans 5, 782 6, 480Securities received under repurchase agreements 99, 332 97, 317TOTAL LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS BEFORE IMPAIRMENT 270, 779 312, 337Of which accrued interest 843 1, 223Impairment on receivables due from credit institutions (note 3.d) (299) (469)TOTAL LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS AFTER IMPAIRMENT 270, 480 311, 868In millions of euros, at 31 December 2012 31 December 2011Deposits and borrowings 213, 597 238, 386Demand deposits 11, 594 15, 861Term accounts and borrowings 202, 003 222, 525Securities given under repurchase agreements 117, 556 113, 094TOTAL DUE TO CREDIT INSTITUTIONS 331, 153 351, 480Of which accrued interest 1, 264 1, 32064.b CUSTOMER ITEMSIn millions of euros, at 31 December 2012 31 December 2011Loans and receivables 275, 381 299, 448Commercial and industrial loans 2, 312 1, 952Demand accounts 9, 869 10, 896Short-term loans 54, 745 63, 600Mortgages 71, 268 72, 879Equipment loans 49, 838 52, 452Export loans 15, 945 17, 120Other customer loans 68, 551 77, 847Subordinated loans 2, 853 2, 702Securities received under repurchase agreements 47, 777 41, 965TOTAL CUSTOMER ITEMS BEFORE IMPAIRMENT - ASSETS 323, 158 341, 413Of which accrued interest 639 748Of which loans eligible for refinancing by the Banque de France 202 169Of which doubtful loans 4, 798 4, 188Of which irrecoverable loans 5, 854 5, 546Of which restructured loans 47 28Impairment on receivables due from customers (note 3.d) (6, 751) (6, 721)TOTAL CUSTOMER ITEMS NET AFTER IMPAIRMENT - ASSETS 316, 407 334, 6923462012 Registration document and annual financial report - BNP PARIBAS